Funder, Powersports

Kawasaki Motors Retail Finance; Lake Forest (CA); On-site; USD 48,000 - 58,000; Full time

Benefits offered by this job

Medical, Dental, Vision insurance

401(k) match

Paid time off

Holidays

Job summary

Kawasaki Motors Retail Finance (KMRF) seeks a detail‑oriented Funder I to support the funding process. You will review documentation, ensure completeness, and assist with timely processing of loan applications in a fast-paced environment.

The role offers onboarding to senior staff, exposure to collateral documentation, and opportunities to learn funding workflows within a FinTech‑style operation in Foothill Ranch, CA.

Qualifications

• High school diploma, associate degree or equivalent in Finance, Business, or related field.
• 3 years of experience in funding or related financial services preferred.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Familiarity with Loan Origination Systems (LOS).
• Research and problem-solving capabilities; strong analytical skills.

Responsibilities

• Manage the funding process for approved loan applications with timely disbursement.
• Communicate with Credit Analysts and Dealer Partners to resolve discrepancies.
• Verify documentation for completeness and regulatory compliance.
• Review collateral documentation for accuracy and perfection.
• Use LOS to process funding transactions and maintain records.
• Support post-closing tasks and ensure loan files are complete.
• Collaborate with team to achieve departmental goals.
• Investigate and resolve document and booking questions.

Skills

Analytical thinking

Problem solving

Communication skills

Interpersonal skills

Education

High school diploma or GED; associate degree in Finance/Business

Tools

LOS

Microsoft Office

Job description

Kawasaki Motors Retail Finance (KMRF) is seeking a motivated and detail-oriented Funder I to join our team. This entry-level role is responsible for supporting the funding process by reviewing documentation, ensuring required items are complete, and assisting with the timely processing of approved loan applications. The ideal candidate is eager to learn, highly organized, and able to follow established procedures in a fast-paced environment. The Funder I will work closely with senior team members to gain knowledge of funding processes, documentation requirements, and system workflows. This position provides an opportunity to build foundational experience in funding operations, collateral documentation, and financial services while contributing to overall team efficiency and accuracy. The position reports directly to the Funding Manager.

Key Responsibilities:

• Manage the funding process for approved loan applications, ensuring timely and accurate disbursement of funds to dealers.
• Communicate with Credit Analysts and Dealer Partners to resolve discrepancies and obtain additional information when necessary.
• Verify and ensure all necessary documentation is complete and compliant with company standards and regulatory requirements.
• Conduct thorough reviews of all collateral supporting documentation for accuracy to ensure proper collateral perfection.
• Utilize Loan Origination Systems (LOS) to process and manage funding transactions.
• Review checklists to ensure post-closing tasks are performed accurately and the loan file is complete.
• Maintain accurate and up-to-date records of all funding transactions and documentation.
• Review multiple documentation requests simultaneously.
• Work collaboratively with other team members to achieve departmental goals.
• Independently investigate and resolve document and booking questions.
• Provide excellent customer service and support to dealers and customers regarding funding questions and concerns.
• Participate in proactive team efforts to achieve department- and company-established service levels.
• All other job duties as assigned.

Qualifications:

• High school diploma, an associate degree or equivalent in Finance, Business, or related field.
• Previous experience in funding or related financial services is mandatory.
• A minimum of 3 years of experience is recommended.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Ability to perform applicable mathematical calculations.
• Familiarity with Loan Origination Systems (LOS).
• Research and problem-solving capabilities.
• Strong analytical and decision-making skills.
• Working knowledge of financial services regulations together with all internal policies and procedures
• Working knowledge of various loan structures, payment schedules, amortizations, interest rates
• Ability to review and comprehend required entity formation documentation for all 50 states.
• Excellent communication and interpersonal skills.
• Basic understanding of financial information and lending regulations
• Ability to work on-site in Foothill Ranch, CA

Profile Differentiators:

• Experience in founding, co-founding or working in a fast-paced startup environment
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
• Experience in a FinTech startup
• Bachelor’s degree or Advanced Professional degree

Hourly Range:

$23.00 - $28.00

To support your health and wellness goals, Kawasaki provides a comprehensive benefits program dedicated to the well-being of our employees and their families.

What We Offer:

• Competitive salary based on experience
• Medical, Dental, Vision and Pet insurance
• 401(k) match
• Life and Disability benefits
• Generous PTO policy
• Up to 12 paid company holidays
• Employee discounts on Kawasaki products
• Onsite fitness center

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.