Fully Remote Financial Protection Specialist

American Income Life Insurance Company; United States; Remote; USD 60,000 - 120,000; Full time

Benefits offered by this job

Fully remote

Warm leads provided

Weekly pay

Unlimited earning potential

Medical premium reimbursement

Online training and career development

Daily coaching and mentorship

Performance incentives

No overhead expenses

Union representation

Stable 70-year history

Job summary

American Income Life Insurance Company is seeking a Financial Protection Representative to help clients understand life, accident, and supplemental health insurance options. You will meet with clients virtually from a home office, using strong communication to identify needs and present suitable solutions.

This 100% remote, independent contractor role offers training, mentorship, weekly pay, and opportunities for income growth based on performance, with leads provided and employer-backed

Qualifications

• Excellent verbal, written, and listening skills.
• Professional and relationship-focused communication style.
• Detail-oriented and organized.
• Comfortable using computers and virtual communication systems.
• Proactive problem-solving ability.
• Able to work independently and within a collaborative team.

Responsibilities

• Connect with prospective clients through warm company-provided leads.
• Schedule and conduct virtual needs-based appointments.
• Learn about each client’s goals, concerns, and coverage priorities.
• Explain insurance options and available benefits.
• Provide clear answers and guide clients through next steps.
• Follow up professionally and maintain strong client relationships.
• Keep accurate documentation of client conversations.
• Participate in team training and performance coaching.

Skills

Verbal communication

Written communication

Listening skills

Relationship building

Detail-oriented

Computer proficiency

Independent worker

Education

Life & Health Insurance License

Tools

Virtual communication platforms

Job description

Position Overview

AO Globe Life is seeking a Financial Protection Representative to help clients better understand insurance choices for themselves and their families. You will meet with clients virtually, identify their needs, and explain life, accident, and supplemental health insurance options in a clear and professional manner.

This position offers a supportive work-from-home environment for individuals who want to use their communication skills in a career with training, mentorship, and income growth potential.

Responsibilities

• - Connect with prospective clients through warm company-provided leads
• - Schedule and conduct virtual needs-based appointments
• - Learn about each client’s goals, concerns, and coverage priorities
• - Explain insurance options and available benefits
• - Provide clear answers and guide clients through next steps
• - Follow up professionally and maintain strong client relationships
• - Keep accurate documentation of client conversations
• - Participate in team training and performance coaching

What We Offer

• - Fully remote opportunity
• - Warm leads provided
• - Weekly pay structure
• - Unlimited earning potential
• - Medical insurance premium reimbursement
• - Online training and career development resources
• - Daily coaching and mentorship
• - Performance incentive programs
• - No overhead expenses
• - OPEIU Local 277 union representation
• - A stable organization with a 70-year history focused on member satisfaction

Qualifications

• - Strong verbal, written, and listening skills
• - Professional and relationship-focused communication style
• - Detail-oriented and organized
• - Comfortable using computers and virtual communication systems
• - Proactive problem-solving ability
• - Able to work independently and within a collaborative team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.