Fully Remote Benefits Advisor

American Income Life Insurance Company; United States; Remote; USD 46,000 - 91,000; Full time

Benefits offered by this job

Fully remote opportunity

Warm leads provided

Weekly compensation

Unlimited earning potential

Medical insurance premium reimbursemen

Industry-leading online training

Daily coaching and mentorship

Performance-based incentive programs

No overhead costs

OPEIU Local 277 union representation

Stable career opportunity with a 70‑yr

Job summary

American Income Life Insurance Company is seeking a Financial Protection Specialist for a 100% remote role. You will connect with prospective clients, conduct virtual needs assessments, and explain life, accident, and health insurance options.

Training, coaching, and client leads are provided to build trusted relationships and grow professionally. Responsibilities include conducting virtual consultations, reviewing client needs, and explaining policy options with a focus on client outcomes.

Qualifications

• Strong written, verbal, and listening skills.
• Client-centered approach and professional communication style.
• Ability to build rapport and trust with clients.
• Strong organization and attention to detail.
• Comfortable using technology and virtual communication platforms.
• Ability to work independently and as part of a team.

Responsibilities

• Contact prospective clients using company-provided warm leads.
• Schedule and conduct virtual consultations.
• Review client needs through a needs-based process.
• Explain available life, supplemental health, and accident insurance options.
• Help clients understand product benefits and next steps.
• Follow up with clients in a professional and timely manner.
• Maintain accurate client information and communication records.
• Participate in ongoing development and coaching sessions.

Skills

Written communication

Verbal communication

Listening skills

Client rapport

Organization

Detail orientation

Tech Proficiency

Independent worker

Job description

Position Overview

AO Globe Life is seeking a Financial Protection Specialist to help clients explore insurance solutions that may support their families during unexpected events. In this remote role, you will connect with prospective clients, complete virtual needs assessments, and explain life, accident, and supplemental health insurance options.

You will receive the training, resources, coaching, and client leads needed to focus on building trusted relationships and growing your professional skills.

Responsibilities

• Contact prospective clients using company-provided warm leads
• Schedule and conduct virtual consultations
• Review client needs through a needs-based process
• Explain available life, supplemental health, and accident insurance options
• Help clients understand product benefits and next steps
• Follow up with clients in a professional and timely manner
• Maintain accurate client information and communication records
• Participate in ongoing development and coaching sessions

What We Offer

• Fully remote opportunity
• Warm leads provided
• Weekly compensation
• Unlimited earning potential
• Medical insurance premium reimbursement
• Industry-leading online training
• Daily coaching and mentorship
• Performance-based incentive programs
• No overhead costs
• OPEIU Local 277 union representation
• Stable career opportunity with a 70-year history of member service

Qualifications

• Strong written, verbal, and listening skills
• Client-centered approach and professional communication style
• Ability to build rapport and trust with clients
• Strong organization and attention to detail
• Comfortable using technology and virtual communication platforms
• Ability to work independently and as part of a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.