Member Protection Specialist

AIL; San Diego (CA); Remote; USD 40,000 - 100,000; Full time

Benefits offered by this job

Fully remote opportunity

Warm leads provided

Weekly compensation

Unlimited earning potential

Medical insurance premium reimbursed

Industry-leading online training

Daily coaching and mentorship

Performance-based incentive programs

No overhead costs

OPEIU Local 277 union representation

Stable career opportunity with a 70‑yr

Job summary

American Income Life / Globe Life is seeking a Financial Services Representative for a fully remote role. You will conduct virtual needs-based conversations, explain life, health, and accident insurance options, and work with warm leads to build trusted client relationships.

You will receive training, mentorship, and ongoing professional development to help you grow your client base and earnings potential in a performance-driven environment.

Qualifications

• Strong written, verbal, and listening skills.
• Professional and client-centered communication style.
• Ability to build rapport and trust with clients.
• Strong organization and attention to detail.
• Comfortable using technology and virtual communication platforms.
• Ability to work independently and as part of a team.

Responsibilities

• Contact prospective clients using company-provided warm leads
• Schedule and conduct virtual consultations
• Identify client needs through professional conversations
• Explain available insurance products and benefits
• Help clients understand coverage and next steps
• Provide timely follow-up and responsive support
• Maintain accurate client information and records
• Participate in coaching, training, and team development

Skills

Strong written communication

Verbal communication

Active listening

Client rapport building

Organizational skills

Tech savvy / virtual tools

Job description

Position Overview

AO Globe Life is seeking a Financial Services Representative to help clients explore insurance protection options for themselves and their families. In this fully remote role, you will conduct virtual needs-based conversations and explain available life, supplemental health, and accident insurance coverage.

You will receive training, warm leads, resources, and mentorship designed to help you build trusted client relationships and grow professionally.

Responsibilities

• Contact prospective clients using company-provided warm leads
• Schedule and conduct virtual consultations
• Identify client needs through professional conversations
• Explain available insurance products and benefits
• Help clients understand coverage and next steps
• Provide timely follow-up and responsive support
• Maintain accurate client information and records
• Participate in coaching, training, and team development

What We Offer

• Fully remote opportunity
• Warm leads provided
• Weekly compensation
• Unlimited earning potential
• Medical insurance premium reimbursement
• Industry-leading online training
• Daily coaching and mentorship
• Performance-based incentive programs
• No overhead costs
• OPEIU Local 277 union representation
• Stable career opportunity with a 70-year history of serving members and families

Qualifications

• Strong written, verbal, and listening skills
• Professional and client-centered communication style
• Ability to build rapport and trust with clients
• Strong organization and attention to detail
• Comfortable using technology and virtual communication platforms
• Ability to work independently and as part of a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.