Fully Remote Financial Protection Specialist

AIL; Phoenix (AZ); Remote; USD 2,730,000 - 5,460,000; Part time

Benefits offered by this job

Fully remote opportunity

Weekly pay

Training and licensing guidance

Medical premium reimbursement

OPEIU Local 277 union representation

Career development resources

Mentorship and coaching

Job summary

American Income Life / Globe Life is seeking a Financial Protection Representative to assist clients in choosing life, accident, and health insurance options. This fully remote role uses company-provided leads and virtual meetings to build relationships, explain products, and guide clients through next steps.

Candidates receive training, mentorship, and licensing guidance with the potential for income growth; this is a performance-based, contractor opportunity with weekly pay and ongoing

Qualifications

• This role requires strong communication skills and relationship focus.
• Ability to learn products quickly and explain options clearly.
• Detail-oriented, organized, and able to work independently.

Responsibilities

• Connect with prospective clients through warm company-provided leads.
• Schedule and conduct virtual needs-based appointments.
• Learn client goals and coverage priorities.
• Explain insurance options and benefits available.
• Provide clear answers and guide clients through next steps.
• Follow up professionally and maintain client relationships.
• Keep accurate documentation of client conversations.
• Participate in team training and performance coaching.

Skills

Verbal communication

Written communication

Listening skills

Proactive problem-solving

Independent work

Team collaboration

Tech savvy

Tools

Video conferencing

CRM software

Job description

Position Overview

AO Globe Life is seeking a Financial Protection Representative to help clients better understand insurance choices for themselves and their families. You will meet with clients virtually, identify their needs, and explain life, accident, and supplemental health insurance options in a clear and professional manner.

This position offers a supportive work-from-home environment for individuals who want to use their communication skills in a career with training, mentorship, and income growth potential.

Responsibilities

• Connect with prospective clients through warm company-provided leads
• Schedule and conduct virtual needs-based appointments
• Learn about each client’s goals, concerns, and coverage priorities
• Explain insurance options and available benefits
• Provide clear answers and guide clients through next steps
• Follow up professionally and maintain strong client relationships
• Keep accurate documentation of client conversations
• Participate in team training and performance coaching

What We Offer

• Fully remote opportunity
• Warm leads provided
• Weekly pay structure
• Unlimited earning potential
• Medical insurance premium reimbursement
• Online training and career development resources
• Daily coaching and mentorship
• Performance incentive programs
• No overhead expenses
• OPEIU Local 277 union representation
• A stable organization with a 70-year history focused on member satisfaction

Qualifications

• Strong verbal, written, and listening skills
• Professional and relationship-focused communication style
• Detail-oriented and organized
• Comfortable using computers and virtual communication systems
• Proactive problem-solving ability
• Able to work independently and within a collaborative team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.