Fully Remote Entry Level

AIL; Chattanooga (TN); Remote; USD 45,000 - 100,000; Full time

Benefits offered by this job

100% remote role

Weekly pay

Unlimited earning potential

Medical premium reimbursement

Online training

Daily coaching

Mentorship

Performance incentives

No overhead expenses

Union representation

70 years of service

Job summary

AO Globe Life seeks a Virtual Member Services Representative to assist individuals and member groups in exploring life and health coverage options, answering questions, and delivering a professional client experience from first contact through follow-up.

This 100% remote role offers warm leads, training, mentorship, weekly pay, and uncapped earning potential, with a focus on building relationships, identifying client needs, presenting insurance options, and maintaining accurate records.

Qualifications

• Excellent verbal, written, and listening skills.
• Strong interpersonal and customer-service abilities.
• Detail-oriented and dependable.
• Comfortable with computer systems and virtual meetings.
• Self-motivated and coachable.
• Able to work independently while collaborating with a team.

Responsibilities

• Connect with members and prospective clients through warm leads.
• Schedule and conduct virtual client appointments.
• Identify client needs through customer-focused conversations.
• Present life, supplemental health, and accident insurance options.
• Help clients understand available benefits and coverage choices.
• Provide responsive follow-up and client support.
• Maintain organized records and professional documentation.
• Attend training, coaching, and team development meetings.

Skills

Verbal skills

Written skills

Listening skills

Interpersonal skills

Customer-service

Detail orientation

Self-motivation

Team collaboration

Tools

Computer literacy

Video conferencing

Job description

Position Overview

AO Globe Life is looking for a Virtual Member Services Representative to support individuals, families, labor union members, credit union members, and association members as they explore insurance coverage options. You will help clients understand their benefits, answer questions, and provide a professional client experience from the first conversation through follow-up.

This remote opportunity provides training, warm leads, mentorship, and an income structure with unlimited earning potential.

Responsibilities

• Connect with members and prospective clients through warm leads
• Schedule and conduct virtual client appointments
• Identify client needs through customer-focused conversations
• Present life, supplemental health, and accident insurance options
• Help clients understand available benefits and coverage choices
• Provide responsive follow-up and client support
• Maintain organized records and professional documentation
• Attend training, coaching, and team development meetings

What We Offer

• 100% remote role
• Company-provided warm leads
• Weekly pay
• Unlimited earning potential
• Medical premium reimbursement
• Comprehensive online training
• Daily coaching and mentorship
• Performance incentive opportunities
• No overhead expenses
• Union representation through OPEIU Local 277
• Career opportunity with a stable organization serving members for 70 years

Qualifications

• Excellent verbal, written, and listening skills
• Strong interpersonal and customer-service abilities
• Detail-oriented and dependable
• Comfortable with computer systems and virtual meetings
• Self-motivated and coachable
• Able to work independently while collaborating with a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.