Fully Remote Client Coverage Advisor

AIL; United States; Remote; USD 60,000 - 150,000; Part time

Benefits offered by this job

Remote work

Weekly pay

Unlimited earning potential

Medical insurance premium reimbursed

Training resources

Job summary

American Income Life / Globe Life is seeking a Client Coverage Advisor to help individuals and families understand insurance options. The role is 100% remote and contractor-based, with cold-to-warm digital interactions, coaching, and ongoing development.

Responsibilities include scheduling virtual appointments, assessing needs, explaining life and health coverages, and guiding clients to informed decisions. Training, licensing guidance, and mentorship are provided; licensing costs may apply.

Qualifications

• Excellent verbal, written, and listening skills.
• Strong relationship-building ability.
• People-oriented and client-focused mindset.
• Organized and detail-oriented.
• Comfortable with computer functions and virtual communication.
• Able to work independently and collaboratively.

Responsibilities

• Connect with prospective clients from warm lead sources.
• Schedule and conduct virtual client appointments.
• Identify individual and family coverage needs.
• Explain life, supplemental health, and accident insurance options.
• Provide clear answers to client questions.
• Help clients make informed decisions.
• Follow up professionally and maintain client relationships.
• Participate in team training and coaching programs.

Skills

Verbal communication

Written communication

Listening skills

Relationship-building

Organized

Detail-oriented

Independent work

Collaborative

Job description

Position Overview

AO Globe Life is seeking a Client Coverage Advisor to help individuals and families understand insurance products that may support their financial protection goals. You will work remotely, speak with clients through virtual appointments, and provide a clear, helpful experience throughout the coverage review process.

This position is well suited for someone who is motivated, people-oriented, and ready to grow professionally through ongoing training and mentorship.

Responsibilities

• Connect with prospective clients from warm lead sources
• Schedule and conduct virtual client appointments
• Identify individual and family coverage needs
• Explain life, supplemental health, and accident insurance options
• Provide clear answers to client questions
• Help clients make informed decisions
• Follow up professionally and maintain client relationships
• Participate in team training and coaching programs

What We Offer

• 100% remote work
• Warm leads provided by the company
• Weekly pay
• Unlimited earning potential
• Medical insurance premium reimbursement
• Online training resources and ongoing development
• Daily coaching and mentorship
• Performance incentive opportunities
• No overhead costs
• OPEIU Local 277 union representation
• Growth potential with an established organization serving members for 70 years

Qualifications

• Excellent verbal, written, and listening skills
• Strong relationship-building ability
• People-oriented and client-focused mindset
• Organized and detail-oriented
• Comfortable with computer functions and virtual communication
• Able to work independently and collaboratively

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.