Fully Remote Client Coverage Advisor

American Income Life; United States; Remote; USD 10,000 - 30,000; Part time

Benefits offered by this job

Weekly paychecks

Fully remote work environment

Training and mentorship

Licensing guidance

Performance incentives

Union representation (OPEIU Local 277)

No overhead expenses

Professional development

Job summary

American Income Life is seeking Work-From-Home Benefits Specialists to help individuals and families select life, supplemental health, and accident insurance. This 100% remote, independent contractor role provides structured training, ongoing support, and a performance-based compensation model with weekly paychecks.

You will engage warm leads, schedule virtual appointments, assess coverage needs, and clearly explain products while working remotely from a suitable home office.

Qualifications

• Strong communication and listening skills are essential.
• Dependable, professional attitude required.
• Attention to detail is important for reviewing needs and options.
• Comfort with virtual communication tools is expected.
• Willingness to learn and apply coaching.
• Ability to manage responsibilities independently.

Responsibilities

• Engage with prospective clients through warm, company-provided leads.
• Schedule virtual appointments and follow up consistently.
• Review customer needs and coverage priorities.
• Clearly explain available insurance products.
• Support clients as they make informed decisions.

Skills

Strong communication

Active listening

Dependable attitude

Attention to detail

Virtual communication tools

Independent work

Tools

Video conferencing

Job description

A remote opportunity for professionals who want to help people make informed decisions.

AO Globe Life is hiring Work-From-Home Benefits Specialists to guide individuals and families through life, supplemental health, and accident insurance options. You will receive structured training and ongoing support while building a career focused on client service and financial protection.

Your Responsibilities

• Engage with prospective clients through warm, company-provided leads

• Schedule virtual appointments and follow up consistently

• Review customer needs and coverage priorities

• Clearly explain available insurance products

• Support clients as they make informed decisions

Benefits of This Role

• Fully remote work environment

• Warm leads provided

• Weekly paychecks

• Unlimited earning potential

• Medical premium reimbursement

• Online training and accessible learning materials

• Daily coaching and mentorship

• Performance incentives

• No overhead expenses

• Union representation through OPEIU Local 277

• Established organization with a 70-year history

What You Bring

• Strong communication and listening skills

• A dependable, professional attitude

• Attention to detail

• Comfort with virtual communication tools

• Willingness to learn and apply coaching

• Ability to manage responsibilities independently

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States

• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace

• Complete required training and participate in virtual meetings

• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities

• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.