Full-Cycle Underwriter, Small Business Lending (Miami)

Socket.dev; Miami (FL); On-site; USD 70,000 - 85,000; Full time

Benefits offered by this job

Competitive salary

Benefits package

Job summary

Biz2Credit in Miami is seeking an experienced Underwriter to evaluate loan applications and support the underwriting process. You will perform comprehensive financial analysis on small businesses to determine credit quality and cash flow.

This role requires strong analytical skills, attention to detail, and the ability to collaborate with Relationship Managers in a fast-paced fintech environment. Competitive compensation and benefits are offered.

Qualifications

• Bachelor's degree preferred in finance, accounting, or related field.
• Strong analytical and communication skills with attention to detail.
• Familiarity with financial statements, tax returns, and credit reports.
• Knowledge of underwriting principles, lending regulations, and risk assessment.

Responsibilities

• Review loan applications and determine eligibility and creditworthiness of borrowers.
• Analyze financial statements, credit reports, tax returns, and other data to assess risk.
• Perform full-cycle underwriting of small business financing.
• Collaborate with Relationship Managers to gather required information.
• Maintain thorough documentation of underwriting decisions and findings.

Skills

Analytical skills

Communication skills

Attention to detail

Education

Bachelor's degree preferred

Finance or Accounting background

Tools

MS Office

Job description

Biz2Credit in Miami is seeking an experienced Underwriter to evaluate loan applications and support the underwriting process. You will perform comprehensive financial analysis on small businesses to determine credit quality and cash flow.

This role requires strong analytical skills, attention to detail, and the ability to collaborate with Relationship Managers in a fast-paced fintech environment. Competitive compensation and benefits are offered.