Fraud Strategy Lead: Rules & Decisioning

Ascensus; Washington (District of Columbia); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

401(k) match

Medical coverage

Dental coverage

Vision coverage

Paid Time Off

Job summary

Ascensus in Washington, DC invites a Senior Fraud Strategy Analyst to join our Fraud Risk Management team. You will design and optimize fraud detection, prevention, and mitigation strategies across the organization, owning rules and performance analyses.

The role combines hands-on strategy execution with program development, requiring strong analytical skills and the ability to partner across risk, operations, compliance, legal, technology, and product teams.

Qualifications

• 3–7 years of progressive experience in fraud strategy, fraud investigations, financial crimes, or financial services risk management.
• Experience in fraud and/or financial crime roles within banking, financial services, fintech, payments, retirement services, wealth services, or other highly regulated environments.
• Experience creating, managing, tuning, or optimizing fraud rules and decision strategies within a fraud platform or rules-based environment.
• Experience analyzing fraud rule performance and using data to assess outcomes, validate results, identify optimization opportunities, and improve strategy effectiveness.
• Strong knowledge of fraud typologies and fraud risk management practices across a range of fraud types, including identity fraud, account takeover, social engineering, payment fraud, mule activity, first-party fraud, and organized fraud schemes.
• Proven ability to identify emerging fraud patterns and translate findings into actionable recommendations, control enhancements, and long-term strategy improvements.
• Experience working across fraud systems, rules management, fraud analytics and optimization, and fraud risk strategy.
• Strong analytical, critical thinking, and problem-solving skills, with the ability to interpret results, identify themes, assess risk, and make sound recommendations.
• Ability to work independently, exercise sound judgment, and manage multiple priorities in a fast-paced and evolving environment.
• Strong written, verbal, and presentation skills, with the ability to communicate effectively across all levels of the organization.
• Proven ability to identify process improvement opportunities and convert insights into practical solutions.
• Familiarity with fraud reporting, dashboarding, trend monitoring, or KPI/KRI development

Responsibilities

• Own and support fraud detection and prevention strategies across the fraud lifecycle.
• Manage and optimize the fraud rules platform, including creating new rules, refining existing rules, testing changes, validating outputs, and monitoring performance.
• Analyze fraud detection results to identify false positive and false negative trends and recommend strategy changes that improve fraud capture while minimizing customer friction.
• Identify and respond to new and emerging fraud trends, attack patterns, and typologies across a broad range of fraud risks.
• Conduct root cause analysis of fraud events, losses, rule misses, and control failures, and translate findings into actionable recommendations.
• Use fraud tools, analytics, reporting, and available data sources to identify suspicious activity and support strategy optimization.
• Help build and mature fraud capabilities in a net-new or evolving environment, including supporting process development, rules governance, documentation standards, and performance monitoring practices.
• Partner cross-functionally with teams across risk, operations, compliance, legal, technology, product, and customer-facing functions to strengthen fraud controls and support strategic initiatives.
• Work with internal technology teams and third-party providers to enhance fraud systems, rules management capabilities, analytics, reporting, and detection tools.
• Monitor fraud trends and key performance indicators and communicate findings, risks, and opportunities to leadership and business partners.
• Prepare clear and concise documentation, analyses, summaries, and presentations related to fraud trends, rule changes, strategy performance, and control recommendations.
• Identify opportunities to improve workflows, controls, reporting, and fraud decision strategies, and help drive continuous improvement across the function.
• Support urgent or high-priority fraud issues requiring timely analysis, strategy adjustments, and cross-functional coordination
• Protect confidential information and ensure proper handling of sensitive data in accordance with company expectations and standards
• Demonstrate Ascensus’ I-Client service philosophy and Core Values of People Matter, Quality First, and Integrity Always®
• Support additional projects and responsibilities as needed

Skills

Fraud strategy

Rules management

Data analysis

Stakeholder communication

Risk assessment

Process improvement

Job description

Ascensus in Washington, DC invites a Senior Fraud Strategy Analyst to join our Fraud Risk Management team. You will design and optimize fraud detection, prevention, and mitigation strategies across the organization, owning rules and performance analyses.

The role combines hands-on strategy execution with program development, requiring strong analytical skills and the ability to partner across risk, operations, compliance, legal, technology, and product teams.