Fraud Strategy Lead — Onboarding & Risk Governance

Cardless; San Francisco (CA); Hybrid; USD 150,000 - 210,000; Full time

Benefits offered by this job

Meaningful start-up equity

100% health, vision & dental coverage

Flexible PTO with a minimum of 15 days off

Job summary

A fintech firm in San Francisco is looking for a Fraud Strategy Manager to oversee the fraud evaluation process for new applicants. This role requires 5–10 years of experience in fraud strategy and strong expertise in managing identity risks, including first-party fraud vectors. The selected candidate will own the decision-making framework and report on the effectiveness of strategies. Competitive compensation includes an annual salary of $150,000–$210,000, equity, and comprehensive benefits.

Qualifications

• 5–10 years of experience in fraud strategy, identity risk, or credit risk.
• Deep expertise in onboarding fraud including first-party fraud vectors.
• Hands-on experience with bank data providers in fraud or credit risk.

Responsibilities

• Own the end-to-end fraud strategy for evaluating new applicants.
• Define logic for routing applicants into manual review to balance fraud risk.
• Document all policy decisions in the fraud rules framework for onboarding.

Skills

Fraud strategy

Identity risk

Credit risk

Strong SQL skills

Excellent communication

Proactive mindset

Job description

A fintech firm in San Francisco is looking for a Fraud Strategy Manager to oversee the fraud evaluation process for new applicants. This role requires 5–10 years of experience in fraud strategy and strong expertise in managing identity risks, including first-party fraud vectors. The selected candidate will own the decision-making framework and report on the effectiveness of strategies. Competitive compensation includes an annual salary of $150,000–$210,000, equity, and comprehensive benefits.