Fraud Risk & Financial Crimes Analyst

Renasant Bank; Tupelo (MS); On-site; USD 55,000 - 75,000; Full time

Job summary

Renasant Bank seeks a Financial Crimes Analyst to join a team focused on daily review and monitoring of transactions to prevent and detect fraud. You will work with the Enterprise Fraud Manager to design controls protecting the bank and customers.

The role supports branch personnel and the Customer Experience Center, handling investigations across checks, cards, ACH, wires, Zelle, bill payments and transfers. Strong analytical and communication skills required.

Qualifications

• High School Diploma or equivalent.
• Minimum of 2 years of job related experience.
• Proficient in Microsoft Office suite (Outlook, Word, Excel).
• Basic understanding of bank security and financial crimes.
• Knowledge of fundamental arithmetic and basic reconciliation procedures.
• Ability to communicate well verbally and in writing.
• Knowledge of bank operations, policies, and accounting procedures.
• Knowledge of banking principles.
• Ability to interact professionally with clients, staff, examiners, and law enforcement.

Responsibilities

• Assist with development, implementation and testing of financial crimes detection procedures and tools.
• Monitor and maintain strategies and tools used to prevent and detect fraud.
• Investigate suspected financial crimes and take swift action to protect the bank and customers.
• Assist CEC and branches with technical issues in fraud investigations and recovery processes.
• Monitor transactions from checks, debit cards, ACH, wire transfers, Zelle, bill payments, and external transfers.
• Review activity flagged by fraud systems and mitigate potential losses with branch staff.
• Review reports to identify possible kiting or dormant account activity.
• Respond to fraud-related matters reported by branches, CEC, other institutions, etc.
• Identify and report suspicious accounts, apply restriction codes, block cards as needed.
• Collaborate with law enforcement and regulators on financial crime issues.
• Identify and report operational losses and trends.
• Assist in reporting fraud metrics for internal analysis and partners.
• Support management of Retail Loss Prevention Rewards Program.
• Develop and deliver fraud-related training and communications.

Education

High School Diploma or equivalent

2+ years related experience

Microsoft Office proficiency

Bank security & financial crimes understanding

Arithmetic & reconciliation basics

Effective written & verbal communication

Bank operations & policies knowledge

Job description

Renasant Bank seeks a Financial Crimes Analyst to join a team focused on daily review and monitoring of transactions to prevent and detect fraud. You will work with the Enterprise Fraud Manager to design controls protecting the bank and customers.

The role supports branch personnel and the Customer Experience Center, handling investigations across checks, cards, ACH, wires, Zelle, bill payments and transfers. Strong analytical and communication skills required.