Fraud Risk Analyst — Debit Card & ATO

United States Digital Space LLC; New York (NY); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Benefits at the company

Job summary

United States Digital Space LLC is seeking a Staff Fraud Risk Analyst in New York to develop data-driven fraud decisioning and risk strategies for debit-card transactions. You will design, implement, and scale analytics and controls to protect customers while maintaining a smooth user journey.

The role requires 5+ years in fraud analytics, with expertise in ATO/3DS/CNP and tokenization, plus strong SQL/Python skills.

Qualifications

• 5+ years of Fraud Analytics experience, with risk-decisioning strategies.
• Experience mitigating losses in debit card fraud (ATO, 3DS, CNP).
• Strong SQL and Python skills for automated data architectures.
• Ability to translate technical risk into business-friendly logic.

Responsibilities

• Architect and scale data structures for risk detection and real-time reporting.
• Design fraud decisioning strategies using signals to combat ATO and high-risk transactions.
• Lead cross-functional initiatives, balancing security with user experience.
• Optimize detection precision with statistical analysis and FPR modeling.
• Execute end-to-end risk-decisioning for debit transactions and MFA/3DS.

Skills

Fraud Analytics

SQL

Python

Stakeholder Communication

Education

BA/BS in Statistics or related field

Tools

SQL

Python

Job description

United States Digital Space LLC is seeking a Staff Fraud Risk Analyst in New York to develop data-driven fraud decisioning and risk strategies for debit-card transactions. You will design, implement, and scale analytics and controls to protect customers while maintaining a smooth user journey.

The role requires 5+ years in fraud analytics, with expertise in ATO/3DS/CNP and tokenization, plus strong SQL/Python skills.