Fraud Product Owner

HealthEquity, Inc.; United States; Remote; USD 96,000 - 123,000; Full time

Job summary

Join a forward-thinking company dedicated to empowering healthcare consumers by securing financial transactions. As a Fraud Product Owner, you will lead the strategy and execution of fraud prevention technologies, optimizing features and ensuring seamless integration of solutions. Collaborating with cross-functional teams, you will enhance fraud detection capabilities while managing vendor relationships and driving product roadmaps. This role offers the opportunity to shape fraud mitigation strategies in a dynamic fintech environment, making a significant impact on the security and experience of users. If you are passionate about fraud prevention and want to make a difference, this is the role for you.

Benefits

Medical, dental, and vision

HSA contribution and match

Dependent care FSA match

Uncapped paid time off

Adventure accounts

Paid parental leave

401(k) match

Tuition assistance

Gym and fitness reimbursement

Wellness program incentives

Qualifications

• Proven experience in fraud prevention and detection within fintech.
• Strong hands-on experience with various fraud technologies.

Responsibilities

• Define and prioritize fraud prevention capabilities aligned with business goals.
• Manage vendor relationships and drive roadmap discussions.

Skills

Fraud Prevention Technologies

Vendor Relationship Management

Agile Methodologies

Analytical Skills

Fraud Detection Methodologies

Education

Experience in Fintech or Financial Industry

Certified Scrum Product Owner (CSPO)

Tools

Actimize

ThreatMetrix

FraudNet

Plaid

Pindrop

Transmit Security

Aha!

Team Foundation Server (TFS)

Microsoft Office Suite

Job description

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS.Come be part of remarkable.

Overview

How you can make a difference

At HealthEquity, we are committed to securing financial transactions and protecting our members from fraud. As a Fraud Product Owner, you will lead the vision, strategy, and execution of fraud prevention and detection technologies within our fintech ecosystem. Your expertise in fraud prevention technologies will shape our fraud mitigation strategies, optimize fraud-related features, and ensure seamless integration of best-in-class solutions. Acting as a Fraud Subject Matter Expert (SME), you will manage vendor relationships, influence product roadmaps, and collaborate across teams to enhance fraud prevention capabilities.

What you’ll be doing

• Define and Prioritize Fraud Prevention Capabilities: Develop and maintain the fraud prevention product strategy, ensuring alignment with business goals and risk mitigation needs.
• Vendor Relationship & Roadmap Management: Own strategic partnerships with fraud technology vendors, driving roadmap discussions and advocating for feature enhancements.
• Technology Integration & Optimization: Oversee the integration and optimization of fraud solutions such as Actimize, ThreatMetrix, FraudNet, Plaid, Pindrop, and Transmit Security, ensuring they enhance fraud detection and prevention.
• Cross-Functional Collaboration: Partner with Security Engineering, Product Management, and Risk teams to align fraud prevention solutions with HealthEquity’s overall technology landscape.
• Feature Development & Workflow Design: Define requirements, drive implementation, and optimize fraud-related features, including workflow automation and risk modeling.
• Fraud Domain Expertise: Provide insights on evolving fraud trends, emerging threats, and the latest fraud prevention technologies to guide decision-making.

What you will need to be successful

• Proven experience as a Product Owner or in a similar role within fintech or the financial industry, with a specialization in fraud prevention and detection.
• Strong hands-on experience with fraud technologies like Actimize, ThreatMetrix, FraudNet, Plaid, Pindrop, or Transmit Security.
• Ability to define and execute product roadmaps, prioritizing fraud prevention initiatives to balance security, compliance, and user experience.
• Deep knowledge of fraud detection methodologies, fraud risk assessment, and fraud mitigation strategies.
• Expertise in managing vendor relationships, negotiating product enhancements, and driving integration efforts.
• Proficiency in Agile and SAFe methodologies, ensuring efficient backlog management and iterative product improvements.
• Certified Scrum Product Owner (CSPO) credentials are a plus.
• Strong analytical skills, including a hands-on understanding of database structures and fraud data analytics.
• Experience with Aha! tools, Team Foundation Server (TFS), and proficiency with business and communications software (Word, Excel, PowerPoint, Visio, Outlook, etc.).
• Familiarity with Identity Access Management (IAM) technologies and the role of middleware in fraud prevention.

Salary Range

$96,500.00 To $123,000.00 / year

Benefits & Perks

The compensation range describes the typical minimum or maximum base pay range for this position. The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Adventure accounts
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education & tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Why work with HealthEquity

HealthEquity has a vision that by 2030 we will make HSAs as widespread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug-free workplace, background check, and E-Verify policies, please visit our Careers page.

HealthEquity is committed to your privacy as an applicant for employment. For information on our privacy policies and practices, please visit HealthEquity Privacy.