Fraud & BSA Risk Specialist

Zeal Credit Union; Livonia (MI); On-site; USD 60,000 - 95,000; Full time

Job summary

Zeal Credit Union in Michigan is seeking a skilled Risk Management Specialist to protect members and assets by identifying, investigating, and documenting potential fraud and BSA/AML risk, and ensuring accurate regulatory reporting.

You will collaborate with internal teams, support audits and exams, monitor trends, and maintain timely, clear communications to strengthen regulatory readiness and member trust.

Qualifications

• 1-3+ years in risk management, fraud prevention, BSA/AML, or related financial institution work
• Associate’s/Bachelor’s degree or equivalent experience
• Experience with fraud investigations and risk mitigation practices
• Working knowledge of BSA, Patriot Act, OFAC; experience with SAR/CTR preparation
• Microsoft Office proficiency
• Experience preparing and reviewing CTRs and SARs
• Knowledge of LARA business-account licensing/regulations
• Strong analytical, organizational, and written/verbal communication skills
• Excellent time management skills with a results-oriented mindset

Responsibilities

• Identify, investigate, and document potential fraud and BSA/AML risk.
• Ensure required reporting is accurate and timely.
• Review BSA/fraud alerts and watchlist matches.
• Research suspicious activity and prepare/review SARs and CTRs.
• Monitor BSA-related findings and trends; support audits/exams.
• Collaborate with internal teams and external partners to reduce loss exposure.

Skills

Fraud investigations

Risk management

Analytical skills

Written/verbal communication

Time management

Education

Associate’s/Bachelor’s degree or equivalent experience

Tools

Microsoft Office proficiency

BSA/AML systems

Job description

Zeal Credit Union in Michigan is seeking a skilled Risk Management Specialist to protect members and assets by identifying, investigating, and documenting potential fraud and BSA/AML risk, and ensuring accurate regulatory reporting.

You will collaborate with internal teams, support audits and exams, monitor trends, and maintain timely, clear communications to strengthen regulatory readiness and member trust.