BSA/AML & Fraud Risk Specialist

Zealcu; Livonia (MI); On-site; USD 65,000 - 90,000; Full time

Job summary

Zeal Credit Union is seeking a Risk Management Specialist to help protect its members and assets by identifying, investigating, and documenting potential fraud and BSA/AML risks. You’ll ensure timely reporting and coordination with internal teams to minimize loss exposure.

Responsibilities include reviewing BSA/fraud alerts, researching suspicious activity, preparing SARs and CTRs, monitoring findings, supporting audits, and maintaining compliance with applicable regulations while staying

Qualifications

• 1–3+ years in risk management, fraud prevention, BSA/AML, or related financial institution work
• Associate’s/Bachelor’s degree or equivalent experience
• Experience with fraud investigations and risk mitigation practices
• Working knowledge of BSA, Patriot Act, OFAC; experience with SAR/CTR preparation
• Microsoft Office proficiency
• Experience preparing and reviewing CTRs and SARs
• Knowledge of LARA business-account licensing/regulations
• Strong analytical, organizational, and written/verbal communication skills
• Excellent time management skills with a results-oriented mindset

Responsibilities

• Identify, investigate, and document potential fraud and BSA/AML risk.
• Review BSA/fraud alerts and watchlist matches.
• Research suspicious activity; prepare and review SARs and CTRs.
• Monitor BSA-related findings and trends.
• Support audits/exams; collaborate with internal teams and external partners to reduce loss exposure.
• Maintain punctuality and onsite attendance.

Skills

Analytical thinking

Organizational skills

Written and verbal communication

Time management

Risk management

Fraud investigations

Education

Associate’s/Bachelor’s degree or equivalent experience

Tools

Microsoft Office

Job description

Zeal Credit Union is seeking a Risk Management Specialist to help protect its members and assets by identifying, investigating, and documenting potential fraud and BSA/AML risks. You’ll ensure timely reporting and coordination with internal teams to minimize loss exposure.

Responsibilities include reviewing BSA/fraud alerts, researching suspicious activity, preparing SARs and CTRs, monitoring findings, supporting audits, and maintaining compliance with applicable regulations while staying