Fractional Chief Financial Officer (CFO) Hands-On, Strategic Operator

CAP3; Wilmington (NC); On-site; USD 165,000 - 276,000; Part time

Job summary

CAP3 is seeking a Fractional Chief Financial Officer to lead financial strategy for multiple growing businesses in the Wilmington area. You will partner with owners, translate financials into actionable insights, and own cash flow, forecasting, and profitability strategies.

You’ll build KPIs that drive real business results, help with hiring, pricing, expansion and investment decisions, and lead client meetings. This role combines strategic thinking with hands-on execution.

Qualifications

• Strong financial foundation in accounting, FP&A, or similar background.
• Experience with financial statements, forecasting, and cash flow management.
• Ability to connect numbers to business decisions and drive actions.
• Comfort working across multiple clients and projects.

Responsibilities

• Serve as a financial leader for multiple growing businesses, partnering with owners.
• Turn financials into clear, actionable insights beyond reports.
• Own cash flow, forecasting, and profitability strategy.
• Build and refine KPIs that drive behavior and results.
• Help clients make decisions around hiring, pricing, expansion, and investment.
• Identify problems early and help fix them, not just point them out.
• Lead client meetings and be a trusted voice in the room.
• Collaborate with our internal team to ensure execution matches strategy.

Skills

Forecasting

Cash flow

FP&A

Cross-client work

Communication

Tools

QuickBooks Online

Excel

Job description

Fractional Chief Financial Officer (CFO)

CAP3 | Wilmington, NC

CAP3 is not a traditional accounting firm—and this is not a traditional finance role.

We’re looking for a Fractional Chief Financial Officerwho loves business. Someone who can think strategically and roll up their sleeves. Someone who gets just as excited about improving a client’s cash flow as they do helping them make a big decision. If you’re the kind of person who wants to sit in a boardroom all day, this probably isn’t for you. If you want to be in the business, helping owners actually run and grow it—keep reading.

What You’ll Actually Be Doing

You’ll serve as a financial leader for multiple growing businesses, acting as a true partner to the owner—not just an advisor from a distance.

• Work directly with business owners to understand how their business really operates
• Turnfinancials into clear, actionable insights (not just reports)
• Own cash flow, forecasting, and profitability strategy
• Build and refine KPIs that actually drive behavior and results
• Help clients make decisions around hiring, pricing, expansion, and investment Identify problems early—and help fix them (not just point them out)
• Lead client meetings and be a trusted voice in the room
• Collaborate with our internal team to ensure execution matches strategy

Who This Role Is Perfect For

• You’ve worked in finance, accounting, or advisory—but always wanted to be closer to the business side
• You enjoy problem-solving more than just reporting
• You’re comfortable switching between big-picture thinking and detailed execution
• You don’t mind getting into the weeds when needed
• You can communicate financial concepts in a way that actually makes sense to business owners You take ownership and don’t wait to be told what to do

Who This Role Is NOT For

• Someone looking for a purely corporate or siloed CFO role
• Someone who only wants to reviewfinancials, not engage in operations
• Someone uncomfortable with ambiguity, variety, or fast-moving environments

What You Bring

• Strong financial foundation (accounting,FP&A, or similar background)
• Experience with financial statements, forecasting, and cash flow management
• Ability to connect numbers to real-world business decisions
• Comfort working across multiple clients or projects
• Experience with tools likeQuickBooks Online and Excel Strong communication skills—you can lead a room, not just analyze data

Our Core Values – The CAP3 EDGE

Empowerment – We help people achieve more than they thought possible
Diligence – We own the details and deliver with discipline
Generosity – We go above and beyond for clients and each other
Excellence – We hold a high standard because it matters

Why CAP3

You won’t be stuck in a back-office role here.
You’ll be in conversations that matter, helping real businesses grow, make decisions, and succeed.
This is a role for someone who wants to build, influence, and be part of something—not just report on it.