Foreclosure Specialist- Remote

Vaco; Walnut Creek (CA); Remote; USD 30,000 - 37,000; Full time

Job summary

Vaco is seeking a fully remote Foreclosure Specialist to monitor foreclosure vendors and ensure mortgage loans are processed accurately and timely in compliance with federal and state regulations and investor requirements. This contract-to-hire role pays up to $27/hour DOE with immediate interview potential.

Responsibilities include managing loans from referral through resolution, coordinating with counsel and third parties, tracking deadlines, and maintaining complete loan documentation to

Qualifications

• 3-5 years of Mortgage Foreclosure experience
• Freddie Mac and Fannie Mae loans

Responsibilities

• Manage mortgage loans from initial foreclosure referral through resolution.
• Serve as main point of contact for foreclosure counsel, trustees, and third-party service providers.
• Monitor critical dates and foreclosure milestones to prevent delays.
• Maintain accurate loan information, system records, and foreclosure documentation.
• Prepare reinstatement, payoff, and other loan-related figures as needed.
• Ensure foreclosure activities comply with investor, government, and regulatory requirements (Fannie Mae, Freddie Mac, FHA, VA, USDA).
• Audit foreclosure expenses and legal fees for accuracy before approval.

Skills

Mortgage foreclosure experience

Regulatory compliance

Vendor coordination

Job description

Vaco is seeing a fully remote Foreclosure Specialist for a top client. This Foreclosure Specialist will focus on monitoring foreclosure vendors to ensure residential mortgage loans are processed accurately and timely in compliance with applicable federal and state regulations, as well as investor requirements. This is a fully remote contract to hire position that is paying up to $27/HR DOE. Interviews are being held immediately.

Responsibilities:

• Manage and oversee mortgage loans from initial foreclosure referral through resolution.
• Serve as a key point of contact for foreclosure counsel, trustees, and third-party service providers.
• Monitor critical dates, statutory requirements, and foreclosure milestones to prevent delays.
• Maintain accurate loan information, system records, and supporting foreclosure documentation.
• Prepare and communicate reinstatement, payoff, and other loan-related figures as needed.
• Ensure foreclosure activities adhere to investor, government, federal, state, and regulatory requirements, including Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
• Audit foreclosure expenses, legal fees, and related charges for accuracy and compliance prior to approval.

Job Requirements

• 3-5 years of experience in Mortgage Foreclosure experience
• Freddie Mac and Fannie Mae loans

EEO Notice

Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [e-mail].

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal.

Representation Notice

For residents of Ontario, Canada: Based on Highspring's discussions with its Client, Highspring's understanding is that this position for employment is a current vacancy (either through Highspring as a contractor or with the client directly).

Privacy Notice

Vaco by Highspring and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") respects your privacy and are committed to providing transparent notice of our policies.

• California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here.
• Virginia residents may access our state specific policies here.
• Residents of all other states may access our policies here.
• Canadian residents may access our policies in English here and in French here.
• Residents of countries governed by GDPR may access our policies here.

Additionally, submissions to this position are subject to the use of AI to perform preliminary candidate screenings, focused on ensuring minimum job requirements noted in the position are satisfied. More details about Vaco by Highspring's use of AI can be found here (https://www.highspring.com/ai-use-notices/). Further assessment of candidates beyond this initial phase will be conducted by recruiters and hiring managers. Vaco by Highspring does not know and cannot opine on if its client's use of AI products in hiring.

Pay Transparency Notice

Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to:

• the individual's skill sets, experience and training;
• licensure and certification requirements;
• office location and other geographic considerations;
• other business and organizational needs.

With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.