Flex Loan Specialist - St.Louis Area

Veterans United Home Loans; Earth City (MO); Hybrid; USD 76,000 - 112,000; Full time

Benefits offered by this job

Sign-on bonus

Flexible schedule

Commission-based pay

Job summary

Veterans United Home Loans is seeking a Loan Specialist to guide borrowers through VA loan options and educate them on benefits. You will initiate the home buying journey, explain processes, and ensure a smooth experience from credit check to closing.

The role emphasizes strong communication, integrity, and teamwork. A valid NMLS license is required, with support provided to obtain it. Flexible scheduling and a base plus commission structure are offered to successful candidates.

Qualifications

• NMLS licensing required; support provided to obtain.
• Excellent written and verbal communication skills.
• Ability to guide borrowers with clarity and empathy.
• Able to manage multiple tasks in a fast-paced environment.

Responsibilities

• Engage with borrowers, understand goals, and provide expert guidance.
• Run credit through online system and help borrowers find the right loan.
• Walk borrowers through the loan process and explain rates and terms.
• Handle all paperwork and keep files on track until closing.
• Collaborate with internal and external parties for a seamless loan experience.
• Contribute to team success by supporting colleagues as needed.

Skills

Exceptional communication

Interpersonal skills

Persuasive storytelling

Team collaboration

Problem solving

Adaptability

Integrity

NMLS licensing

Job description

About The Role

As a Loan Specialist you will be the friendly voice guiding and educating borrowers on their VA benefit. You will initiate the first step in the home buying journey and set the stage for a successful partnership.

Responsibilities

• Engage with borrowers, understand their goals and provide expert guidance to ensure they feel informed, confident and ready to move forward.
• Run their credit through an online system and help them find the right loan for their situation.
• Walk borrowers through the loan process, explaining everything clearly, and help them get the right rates and terms.
• Handle all the paperwork and keep the borrower’s file on track until the loan is officially closed.
• Collaborate with internal and external parties to ensure a seamless loan experience.
• Contribute to the team’s success by jumping in wherever you’re needed.

Schedule & Conditions

• Full‑time position with flexible hours: 12PM‑10PM Monday‑Friday and 8AM‑10PM Saturday‑Sunday.
• Required to work 2 nights a week until 10PM.
• Required to work at least 32 weekend hours per month.
• Flex Loan Specialists have the flexibility to set their own schedule outside of normal business hours.

Compensation

Base + commission role. Top producers earn around $76K in their first year, $94K by their second year, and $112K by year three. $500 sign‑on bonus and an additional $1,000 bonus upon passing your SAFE exam.

Qualifications & Skills

• Exceptional written and interpersonal communication skills; persuasive narrative ability.
• Commitment to integrity and uplifting those around you.
• Persistence and resilience in a demanding environment.
• Collaborative teamwork mindset.
• Self‑propelled achievement drive.
• Strong problem‑solving instincts.
• Adaptability to fast‑paced change.
• NMLS licensing required (support provided to obtain the license).

Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status and sexual orientation), national origin, age (40 or older), disability or genetic information. Veterans United Home Loans is a VA‑Approved Mortgage Lender and is not endorsed or sponsored by any government agencies, including the Dept. of Veterans Affairs. NMLS # 1907. Equal Housing Opportunity.