Fintech Product Compliance Architect

Robinhood; Menlo Park (CA); Hybrid; USD 89,000 - 135,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Equity ownership

Annual bonus programs

Paid time off

Job summary

Robinhood is seeking a Compliance professional to support banking, credit card, and consumer lending regulatory compliance. You will guide product changes, review marketing materials, and coordinate responses to regulatory examinations.

The role emphasizes cross‑functional collaboration with Product, Legal, Operations, Risk, and Audit teams. You will ensure adherence to Reg Z/E, UDAAP, FCRA, ECOA/Reg B and related regulations, while supporting audits and regulatory inquiries with attention to

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, Economics, or related field (or equivalent experience).
• 5–7 years of compliance experience in consumer banking or regulated financial products.
• Strong knowledge of consumer financial regulations, including Regulation Z, Regulation E, UDAAP, FCRA, ECOA/Reg B, and related banking regulations.
• Experience reviewing marketing materials, customer communications, and product launches from a regulatory compliance perspective.
• Experience supporting complaint management, audits, and regulatory examinations.
• Excellent written and verbal communication skills with the ability to influence partner teams (Product, Legal, Operations, and Risk).
• Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and meet key regulatory deadlines.
• Proven ability to assess and manage compliance risks for novel or undefined financial features, translating evolving regulatory guidance into clear, actionable requirements for product teams.
• Self-motivated and collaborative, with a drive to build compliant, customer-focused financial products.
• Ability to view Compliance as a strategic business partner that supports new product development while effectively managing regulatory risk.

Responsibilities

• Provide compliance guidance on new products, features, and process changes to ensure adherence to applicable banking and consumer lending regulations.
• Review marketing materials, customer communications, and disclosures for regulatory compliance.
• Review and coordinate responses to regulatory agency and escalated customer complaints.
• Perform quality assurance reviews of Reg Z (credit card) and Reg E (deposit) disputes to ensure regulatory compliance and operational consistency.
• Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
• Assist in the development, maintenance, and implementation of compliance policies, procedures, and training materials.
• Support internal audits, sponsor bank reviews, and regulatory examinations, including issue tracking, remediation, and response preparation.
• Partner with Product, Operations, Legal, Risk, Marketing, and Engineering teams to build compliant customer experiences.

Skills

Reg Z knowledge

Reg E knowledge

UDAAP knowledge

FCRA knowledge

ECOA/Reg B knowledge

Regulatory compliance

Communication skills

Analytical skills

Collaboration

Education

Bachelor's degree or equivalent in Business/Finance/Accounting/Economics

Job description

Robinhood is seeking a Compliance professional to support banking, credit card, and consumer lending regulatory compliance. You will guide product changes, review marketing materials, and coordinate responses to regulatory examinations.

The role emphasizes cross‑functional collaboration with Product, Legal, Operations, Risk, and Audit teams. You will ensure adherence to Reg Z/E, UDAAP, FCRA, ECOA/Reg B and related regulations, while supporting audits and regulatory inquiries with attention to