Financial Planner (Retail)

Empower; United States; Remote; USD 85,000 - 121,000; Full time

Job summary

Empower seeks a Financial Planner (Retail) to develop comprehensive financial plans and deliver personalized consultations. The role supports clients nationally in a remote capacity, emphasizing financial wellness solutions to help customers achieve their financial goals. Successful candidates will possess a CFP certification, have considerable experience in financial planning, and demonstrate exceptional client consultation skills.

Benefits

Medical, dental, vision and life insurance

401(k) plan with matching contributions

Tuition reimbursement up to $5,250/year

Generous paid time off

Paid volunteer time — 16 hours per calendar year

Qualifications

• Bachelor's degree or equivalent combination of education and experience required.
• 3+ years of financial services experience required.
• Demonstrated ability to create comprehensive financial plans.

Responsibilities

• Develop and deliver comprehensive financial plans to retail customers.
• Engage clients in needs-based dialogue to understand their financial needs.
• Review client portfolios and act as an investment adviser representative.

Skills

Customer service focus

Communication skills

Organizational skills

Client relationship building

Education

Bachelor's degree

MBA preferred

CFP Certification

FINRA Series 7, 63, 65 registrations

Tools

Financial planning software

Job description

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Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career paths. We not only encourage but celebrate internal mobility. We also recognize the importance of purpose, well-being, and work-life balance. Within Empower and our communities, we work hard to create a welcoming and inclusive environment, and our associates dedicate thousands of hours to volunteering for causes that matter most to them.

Chart your own path and grow your career while helping more customers achieve financial freedom. Empower Yourself.

The Financial Planner develops and delivers comprehensive financial plans for Empower retail clients. In this role, you will strive to provide financial wellness and retirement solutions. You will deliver personalized consultations detailing solutions best suited to the Financial planning needs of our Empower Personal Wealth clients.

This position is not tied to a location, and will work remotely supporting our Empower Personal Wealth clients nationally.

What You Will Do

• Develops and delivers comprehensive financial plans to retail customers
• Engage clients in needs-based dialogue to gain a thorough understanding of their needs and offer appropriate solutions
• Discuss all phases of comprehensive financial planning and offer Empower products and services where applicable
• Obtains knowledge of the customer's financial portfolio objectives, asset composition and past historical information and help them navigate to appropriate next steps
• Review client portfolios and acts as an investment adviser representative of Empower Advisory Group using Empower’s managed account service
• Initiates proactive/follow-up phone calls on behalf of the participant to current or prior provider to coordinate next steps and implement client decision
• Initiates proactive outreach via phone calls, emails, or other channels to inform customers comprehensive financial planning is available
• Initiates proactive outreach via phone calls, emails, or other channels to inform customers comprehensive financial planning is available
• Administrative duties: Documents calls using technological tools such as Salesforce
• Uses organizational skills to track core customer needs
• Participates in training sessions and staff meetings, and sharing new knowledge with teammates
• Provides education and point in time advice on topics to help Empower Personal Wealth clients become best prepared to achieve financial goals, including; My Total Retirement (managed accounts), rollover into plan options, optimized investment allocation and savings amounts, financial planning, general financial wellness, health savings accounts (HSAs), distribution options and additional products/solutions aligned with the customer’s needs
• Educates or advises participants on Empower Managed Account solutions, when appropriate, and enrolls participants into a Managed Account solution
• Build and solidify client relationships pre- and post-retirement through a distinctive experience that leverages the unique value proposition
  
  

What You Will Bring

• Bachelor's degree or an equivalent combination of education and professional work experience. MBA preferred
• CFP required
• FINRA Series 7, 63, 65 registrations and life insurance licensing required within corporate-established timelines
• FINRA fingerprinting required
• 3+ years’ experience in financial services or 401k industry
• 2 years minimum financial planning experience required
• Demonstrated ability to create and present comprehensive financial plans one-on-one with clients
  
  

What Will Set You Apart

• Exceptional at delivering effective client consultations – always composed and professional
• Customer service focus with experience actively listening, eliciting information, comprehending customer issues/needs, and recommending solutions
• Experience with financial planning software (MoneyGuidePro, eMoney, Naviplan, etc)
• Proven application of all aspects of a client’s financial picture, including investments, insurance strategies, tax planning, education planning, retirement planning, and estate planning
• Excellent verbal and written communication skills; detail oriented; able to manage many time-sensitive tasks simultaneously; pro-active self-starter, strong organizational skills and presentation skills.
• Quickly establish trust and builds long-term client relationships.
• Proven ability to navigate multiple client needs, deliver on multi-product sales goals; analyzing and presenting investment portfolios to clients
• Eagerness to proactively outreach retail clients to engage and schedule financial planning meetings
• Comprehensive PC skills including the ability to quickly learn Empower's software and systems
  
  

#pjpw

***Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time, including CPT/OPT.***

What We Offer You

We offer an array of diverse and inclusive benefits regardless of where you are in your career. We believe that providing our employees with the means to lead healthy balanced lives results in the best possible work performance.

• Medical, dental, vision and life insurance
• Retirement savings – 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contribution, and a broad investment lineup
• Tuition reimbursement up to $5,250/year
• Business-casual environment that includes the option to wear jeans
• Generous paid time off upon hire – including a paid time off program plus ten paid company holidays and three floating holidays each calendar year
• Paid volunteer time — 16 hours per calendar year
• Leave of absence programs – including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA)
• Business Resource Groups (BRGs) - internal networks that rally around common interest, experiences and identities such as race, ethnicity, gender, ability, military status and sexual orientation. BRGs play a vital role in educating and engaging our people and advancing our business priorities.
  
  

Base Salary Range

$85,600.00 - $120,925.00

The salary range above shows the typical minimum to maximum base salary range for this position in the location listed. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation offered may vary from posted hiring range based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.

Equal opportunity employer

• Drug-free workplace
  
  

We are an equal opportunity employer with a commitment to diversity. All individuals, regardless of personal characteristics, are encouraged to apply. All qualified applicants will receive consideration for employment without regard to age (40 and over), race, color, national origin, ancestry, sex, sexual orientation, gender, gender identity, gender expression, marital status, pregnancy, religion, physical or mental disability, military or veteran status, genetic information, or any other status protected by applicable state or local law.

***For remote and hybrid positions you will be required to provide reliable high-speed internet with a wired connection as well as a place in your home to work with limited disruption. You must have reliable connectivity from an internet service provider that is fiber, cable or DSL internet. Other necessary computer equipment, will be provided. You may be required to work in the office if you do not have an adequate home work environment and the required internet connection.***

Job Posting End Date at 12:01 am on:

06-14-2025

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Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

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