Financial Planner

Cascade Financial Partners, LLC; San Diego (CA); On-site; USD 95,000 - 116,000; Full time

Benefits offered by this job

Comprehensive benefits

Annual bonuses

Job summary

Cascade Financial Partners, LLC is seeking a seasoned Financial Planner to support Wealth Advisors by delivering comprehensive financial planning and proactive guidance. This client-facing role requires leading meetings, developing sophisticated plans, and ensuring exceptional service.

The ideal candidate brings 5+ years in financial planning, strong analytical skills, and proficiency with eMoney and Excel.

Qualifications

• Bachelor’s degree in Finance, Economics, or related field.
• Minimum of 5 years in financial planning, wealth management, or a similar advisory role.
• Proficiency in eMoney (or similar planning software) and strong Excel/analysis capabilities.
• Exceptional written and verbal communication skills, with the ability to simplify complex planning concepts for clients.
• Proven ability to manage and deepen client relationships independently.
• Familiarity with Tamarac, CRM systems, and industry reporting tools.
• Advanced tax knowledge, including tax-efficient withdrawal strategies and charitable planning.
• Experience working with high net worth clients.

Responsibilities

• Lead development, delivery, and refinement of comprehensive financial plans.
• Independently conduct client discovery, present planning recommendations, and implement ongoing strategies.
• Review and analyze complex financial documents to identify planning opportunities.
• Model strategies like Roth conversions and tax-loss harvesting.
• Create and update advanced estate planning diagrams with attorneys/CPAs.
• Maintain and enhance planning templates, methodologies, and standards.
• Mentor junior team members on casework and planning questions.
• Contribute to evolving the firm’s planning philosophy and processes.
• Support client portal adoption and ensure a seamless digital experience.

Skills

Client relationship management

Financial planning

Communication

Education

Bachelor’s degree in Finance, Economics, or related field

Tools

eMoney

Excel

Tamarac

CRM systems

Job description

The Financial Planner will support the firm’s Wealth Advisors in delivering exceptional financial planning and wealth management services while serving as a support advisor for client relationships. This role is designed for an experienced, client-facing professional who can independently lead meetings, develop sophisticated financial plans, and provide proactive strategic guidance.

This position is well suited for someone who is seeking long-term career development, increasing responsibility, and future leadership opportunities within a boutique advisory firm. All current Wealth Advisors are Partners, reflecting a long-term career that can lead to partnership for a qualified candidate.

The ideal candidate is detail-oriented, analytical, and highly capable of managing multiple high-level responsibilities in a dynamic advisory environment.

Status: Full-time | Exempt

Compensation: Starting at $105,000 per year (DOE), along with comprehensive benefits and opportunity for annual bonuses.

Responsibilities

• Serve as a proactive resource on financial planning and regulatory developments; communicate key insights to the team and help enhance planning tools, deliverables, and the firm’s technology stack.
• Lead the development, delivery, and ongoing refinement of comprehensive financial plans.
• Independently conduct client discovery, present planning recommendations, and implement ongoing strategies.
• Review and analyze complex financial documents including tax returns, estate plans, insurance policies, and various financial statements, to identify planning opportunities.
• Proactively identify and model strategies such as Roth conversions, tax-loss harvesting, tax bracket management, charitable planning, and retirement income optimization.
• Create and update advanced estate planning diagrams and partner with attorneys/CPAs on complex client cases.
• Maintain and enhance planning templates, methodologies, and firmwide planning standards.
• Mentor junior team members through casework assistance, guidance on complex planning questions, and collaborative review to enhance accuracy, consistency, and overall quality of planning deliverables.
• Contribute to the ongoing evolution of the firm’s planning philosophy, processes, and best practices as a senior member of the advisory team.

Client Relationship Management

• Serve as support Advisor with potential to serve as primary Advisor for a segment of client relationships.
• Lead client meetings with professionalism, ensuring action items are clearly communicated and completed.
• Act as a trusted resource for clients, addressing ongoing questions and providing timely guidance.
• Proactively reach out to clients regarding planning opportunities, market events, or financial milestones.
• Ensure the firm’s client service standards are consistently met or exceeded.
• Develop long-term client relationships with increasing ownership and accountability over time.
• Build and maintain target allocations and support Wealth Advisors in portfolio implementation.
• Partner with the investment team to monitor cash levels, manage account flows, and identify investment opportunities.
• Oversee the preparation and delivery of quarterly reports and ensure planning dashboards are updated.
• Support and enhance client portal adoption, ensuring a seamless digital experience.

Skills and Qualifications

Required

• Bachelor’s degree in Finance, Economics, or related field.
• Minimum of 5 years in financial planning, wealth management, or a similar advisory role.
• Proficiency in eMoney (or similar planning software) and strong Excel/analysis capabilities.
• Exceptional written and verbal communication skills, with the ability to simplify complex planning concepts for clients.
• Proven ability to manage and deepen client relationships independently.

Preferred

• Familiarity with Tamarac, CRM systems, and industry reporting tools.
• Advanced tax knowledge, including experience with tax-efficient withdrawal strategies, charitable planning, and Roth strategies.
• Background working with high net worth clients.

Additional Requirements

• Proactive: Ability to anticipate client needs and identify planning opportunities without direction.
• Detail-Oriented: Demonstrated precision in planning, reporting, and follow-through.
• Team-Focused: Comfortable collaborating with Directors, operations, and investment teams.
• Professionalism: Represents the firm with integrity, maturity, and a client-first mindset.