Financial Intelligence Analyst III (KYC Experience Preferred)

Apex Systems; Merrifield (VA); Remote; USD 100,289,000 - 143,270,000; Full time

Benefits offered by this job

Medical insurance

401K with match

HSA

EAP

Certification discounts

Job summary

Everforth Apex is seeking a Financial Intelligence Analyst III with KYC experience to perform due diligence, monitor activity, and support onboarding under KYC, BSA/AML, and OFAC rules. You will review ownership and business structures, analyze transaction data, and document risk assessments in a defensible, audit-ready manner.

The role emphasizes collaboration and ongoing regulatory knowledge. Join a team focused on compliance excellence with a flexible remote work option in the United States

Qualifications

• Experience in KYC, AML, Compliance, Financial Crimes, Fraud Operations, Risk Management, Banking Operations, or related functions.
• Analytical, investigative, and critical-thinking skills.
• Ability to review and interpret complex documentation, ownership structures, and member information.
• Attention to detail and commitment to accuracy.
• Written and verbal communication skills.
• Proficiency with Microsoft Office applications, including Excel, Word, Outlook, and Teams.
• Ability to manage multiple priorities in a deadline-driven environment.

Responsibilities

• Perform CDD, SDD, and onboarding reviews per policy and regulatory requirements.
• Analyze member/business information to assess risk and support onboarding decisions.
• Review ownership structures and beneficial ownership to ensure completeness and compliance.
• Develop and manage RFIs to obtain documentation.
• Evaluate responses and evidence to determine if escalation is warranted.
• Document findings, risk assessments, and recommendations in an audit-ready manner.
• Apply risk-based decision-making when evaluating businesses and activity profiles.
• Monitor work queues and SLAs; collaborate with internal partners on onboarding and risk issues.
• Identify trends and opportunities for process improvements and new KYC procedures.

Skills

Analytical thinking

Investigative skills

Critical thinking

Written and verbal communication

MS Office proficiency

Ability to manage multiple priorities

Tools

Case management systems

Job description

# Financial Intelligence Analyst III (KYC Experience Preferred)Apply**Job#: 3053004****Job Description:**Financial Intelligence Analyst III (KYC Experience Preferred)**Location:** Remote (U.S)Role OverviewThis role involves performing customer due diligence (CDD), enhanced due diligence (EDD), and account activity analysis to identify customer risk factors and suspicious activity. The analyst will review customer information, business structures, and transaction activity to ensure compliance with KYC, BSA/AML, and OFAC regulations. This position supports customer onboarding, ongoing due diligence, and investigative activities through research and documentation.Key Responsibilities* Perform Customer Due Diligence (CDD), Simplified Due Diligence (SDD), and business onboarding reviews in accordance with company policies and regulatory requirements.* Analyze member and business information to assess risk and support onboarding and account maintenance decisions.* Review organizational structures, beneficial ownership information, and business activities to ensure completeness and compliance.* Develop and manage Requests for Information (RFIs) to obtain necessary documentation.* Evaluate member responses and supporting evidence to determine if escalation is warranted.* Document review findings, risk assessments, and recommendations in a clear and audit-defensible manner.* Apply risk-based decision-making when evaluating businesses and customer activity profiles.* Monitor work queues and manage reviews within established service level agreements (SLAs).* Collaborate with internal partners to resolve onboarding and risk-related concerns.* Identify trends, process improvement opportunities, and emerging risks.* Support the implementation of new KYC procedures and workflow enhancements.* Maintain current knowledge of BSA/AML regulations, FinCEN guidance, and industry best practices.Required Qualifications* Experience in KYC, AML, Compliance, Financial Crimes, Fraud Operations, Risk Management, Banking Operations, or related functions.* Analytical, investigative, and critical-thinking skills.* Ability to review and interpret complex documentation, ownership structures, and member information.* Attention to detail and commitment to accuracy.* Written and verbal communication skills.* Ability to manage multiple priorities in a deadline-driven environment.* Proficiency with Microsoft Office applications, including Excel, Word, Outlook, and Teams.* Ability to exercise sound judgment and make risk-based decisions.* Demonstrated ability to work independently and collaboratively within a team environment.Preferred Qualifications* Knowledge of Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Beneficial Ownership requirements.* Knowledge of BSA/AML regulations, OFAC sanctions requirements, and financial crimes risk management practices.* Experience conducting onboarding reviews, risk assessments, or periodic reviews.* Experience analyzing personal and business account documentation and legal entity structures.* Experience preparing Requests for Information (RFIs) and resolving documentation deficiencies.* Experience with case management, onboarding, compliance, or financial crimes monitoring systems.* Familiarity with adverse media research, sanctions screening, and risk-based review methodologies.* Relevant certifications such as CAMS, CAFP, CRCM, or ACAMS Certification.Work AuthorizationPlease confirm if you are legally authorized to work in the United States. Please confirm if you will require employer sponsorship now or in the future. *Everforth Apex is a world-class IT services company that serves thousands of clients across the globe. When you join Everforth Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRateds Best of Staffing in Talent Satisfaction in the United States and Great Place to Work in the United Kingdom and Mexico.**Everforth Apex uses a virtual recruiter as part of the application process. Click here for more details. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Everforth Apex and its affiliates, and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy at https://www.apexsystems.com/privacy-policy**Everforth Apex Benefits Overview: Everforth Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Everforth Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Everforth Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Everforth Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our ‘Welcome Packet’ as well, which an Everforth Apex team member can provide.**Everforth Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law. Everforth Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.**If you require an accommodation under the Americans with Disabilities Act to participate in an interview with a virtual recruiter or to use our website for a search or application, please contact our Benefits Department at [e-mail] or 804-523-8228. Please note that this contact information is strictly to be used for medical ADA accommodations and that no other inquiries will be answered.**UnitedHealthcare creates and publishes the Transparency in Coverage Machine-Readable Files on behalf of Everforth Apex Systems.***Employee Type:** Contract**Remote:** Yes**Location:** Merrifield, VA, US**Job Type:****Date Posted:** September 22, 2026**Pay Range:** $35 - $50 per hour