Financial Crimes Investigator II

Truist Financial Corporation; Wilson (NC); On-site; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a dedicated professional to conduct comprehensive investigations into potentially fraudulent activities. This role emphasizes data management and compliance with laws, requiring strong analytical skills and the ability to communicate effectively with various stakeholders. Join a dynamic team where your contributions will help mitigate risks and protect the organization from financial crimes. The position offers a supportive environment with opportunities for professional growth and a comprehensive benefits package that includes medical, dental, and retirement plans.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k Plan

Paid Vacation

Sick Leave

Paid Holidays

Qualifications

• 5+ years in banking or financial industry experience.
• Strong knowledge of BSA regulations and compliance.

Responsibilities

• Conduct timely investigations into suspicious activities.
• Research transactional anomalies to detect fraud.

Skills

Investigative Research

Analytical Thinking

BSA Regulations Knowledge

Communication Skills

Risk Management

Education

Bachelor's Degree

Tools

Microsoft Office

Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Provide internal and external preliminary investigations into potentially fraudulent and/or suspicious activities and other high risk transactions, not excluding money laundering and terrorist financing, with an emphasis on data management, risk management and loss prevention analysis. Ensure full compliance with applicable laws and regulations, by investigating, analyzing and decisioning related cases, reports and alerts according to stated policy and procedure.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Conduct timely, comprehensive investigations of customers, noncustomers and/or teammates by utilizing all available information.

2. Research transactional anomalies and analyze information produced to detect any patterns of unusual internal or external conduct, identify risk policy breakdowns, and recognize fraudulent activities.

3. Communicate results of analysis and/or research to appropriate departmental leadership including conclusions and recommendations for next steps.

4. Communicate with Relationship Managers, branch associates and others as needed to gather additional client information. Act as a point of contact for case or alert questions and support.

5. Responsible for detecting fraud, suspicious transactions or those in violation of applicable BSA/AML/OFAC laws and regulations.

6. Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self -study in order to stay abreast of any related changing laws and regulations.

7. Serve as subject matter experts in their respective roles (fraud, BSA/AML, OFAC) for other teams supporting the same function.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree or equivalent education and related training.

2. Five years of banking, financial industry or related experience; preferably in a branch, audit, compliance or lending-related area.

3. Strong knowledge and experience with BSA regulations and related compliance requirements, including reporting and record retention requirements, and understanding of how changes in those regulations or compliance requirements affect Financial Crimes.

4. Thorough working knowledge of the risk indicator trends in money laundering, terrorist financing and fraud, and the ability to position processes to ensure mitigation of those risks at Truist.

5. Strong investigative research and documentation skills

6. Strong analytical and critical thinking skills

7. Ability to work in a high-stress, fast-paced and rapidly changing environment with time-critical situations

8. Demonstrated proficiency in basic computer applications such as Microsoft Office software products

9. Excellent verbal and written communication skills; ability to communicate effectively with senior leadership, and line of business managers and external entities

Preferred Qualifications:

1. Three years of experience in investigation, law enforcement, or lending role

2. Working knowledge of user acceptance testing including planning, development and execution of test cases

3. Experience with BSA transaction monitoring or case management applications

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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