Financial Crimes Compliance Team Lead

Dartbank; Welcome (SC); Remote; USD 70,000 - 85,000; Full time

Job summary

Dartbank is looking for an AML Lead to join the Financial Crimes Compliance Team, responsible for ensuring adherence to AML regulations and mentoring junior investigators. Successful candidates will have significant experience in banking compliance and a strong grasp of regulatory requirements while offering opportunities for remote work and professional growth.

Benefits

Medical Benefits

Dental

Vision

401(K) Employee Stock Ownership Plan

Paid vacation & sick time

Flexible scheduling

Employee Assistance Program

Dart Bank University

Qualifications

• 5+ years of experience in BSA/AML investigations required.
• CAMS certification preferred.
• Proficiency with AML case management systems like Actimize.

Responsibilities

• Lead investigations into high-risk customer activity.
• Draft and file Suspicious Activity Reports (SARs).
• Train and oversee junior investigators.

Skills

Analytical skills

Investigative ability

Communication skills

Leadership

Mathematical reasoning

Education

Associate's degree in Criminal Justice, Finance, Business

Bachelor’s degree in Criminal Justice, Finance, Business

Tools

AML case management systems

Job description

Job Details

Level: Experienced

Position Type: Full Time

Education Level: 2 Year Degree

Salary Range: Undisclosed

Job Shift: Day

Job Category: Banking

Description

THIS POSITION IS ELIGIBLE FOR REMOTE WORK.

I. JOB SUMMARY

As part of the Financial Crimes Compliance Team (FCC), the AML Lead, FCC role is tasked with ensuring the bank's compliance with anti-money laundering (AML) and counter-terrorist financing (CFT) regulations. The AML Lead, FCC role will ensure investigations comply with the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC requirements, and internal policies, while also mentoring junior investigators and driving continuous improvements in the bank's AML program. Additionally, this role will assist with the comprehensive review and analysis of system generated (or manually created) alerts and reports, as well as case investigation assignments.

II. JOB DUTIES

1. Lead thorough and timely investigations into high-risk customer activity and complex transaction patterns flagged through transaction monitoring systems, referrals, or other alerts.
2. Review and assess case files for potential SAR (Suspicious Activity Report) filings; draft, quality-check, and file SARs with FinCEN in accordance with regulatory timelines.
3. Serve as a subject matter expert and escalation point for junior analysts and investigators on complex AML cases.
4. Identify trends, typologies, and emerging risks to proactively recommend enhancements to investigative procedures and internal controls.
5. Provide training, coaching, and oversight to junior staff to support skill development and improve investigation quality.
6. Support regulatory and internal audit examinations by preparing documentation and responding to inquiries.
7. Maintain a deep understanding of relevant AML laws and regulations, and ensure all work is completed in line with regulatory expectations and industry best practices.
8. Participate in periodic quality assurance reviews of case investigations and SARs to ensure consistency and compliance.
9. Adheres to all Federal and State laws and regulations, including but not limited to the Bank Secrecy Act.
10. Other duties as assigned.

III. JOB SPECIFICATIONS

Education:
• Completion of a specialized course of study in a relevant field required; or
• Associate's degree in Criminal Justice, Finance, Business, or related field; or
• Bachelor’s degree in Criminal Justice, Finance, Business, or related field, preferred.

Skills:
• Exhibits sound and accurate judgment; supports and explains reasoning for decision; makes timely decisions
• Manage time to effectively focus on deadlines and prioritization
• Highly adaptable, positive, resilient, and open to new ideas. Able to effectively prioritize multiple concurrent projects
• Analytical and investigation ability to conduct research, brainstorm creative solutions
• Ability to communicate effectively, in person and in writing.
• Possess the ability to work independently, without direct supervision and in a collaborative environment, while providing positive support to others
• Good math aptitude, with mathematical reasoning
• Maintains confidentiality, sensitive to confidential materials and matters

Experience:
• Minimum of 5 years of experience in BSA/AML investigations within a banking environment, with at least 2 years in a lead or senior role.
• Strong working knowledge of BSA, AML, OFAC, FinCEN guidance, and relevant FFIEC and OCC/FDIC regulatory expectations.
• CAMS (Certified Anti-Money Laundering Specialist) certification strongly preferred; CFE, CFCS, CCAS or other compliance certifications a plus.
• Proficiency with AML case management and transaction monitoring systems (e.g., Actimize, Verafin, BAM+, SAS, or similar).
• Excellent analytical, communication, and report-writing skills.
• High attention to detail and ability to manage sensitive information with integrity.
• Demonstrated leadership ability and experience mentoring or training junior investigators.

IV. ESSENTIAL FUNCTIONS

• Some mobility
• Use of hands
• Vision
• Some form of communication

V. ACCURACY AND ACCOUNTABILITY

• Measured by the completeness and accuracy of work performed
• Ability to meet strict deadlines

VI. SUPERVISED BY

AML Investigations Manager, FCC

VII. SUPERVISES

None

Qualifications

Dart Bank is a community bank, serving our community since 1925. We specialize in providing financial services, but we are passionate about serving the community and building real relationships with people. Dart Bank provides innovative financial services for both personal and business banking, consumer and mortgage loans, commercial loans and lines of credit, merchant credit card processing, investment services and more. Our array of products and services and our longstanding history within our communities shows we care about what matters most for our customers and we are there for them for the most important times in their lives. Dart Bank. For What Matters Most.

We offer:

Medical Benefits
Dental
Vision
401(K) Employee Stock Ownership Plan
Paid vacation & sick time
Flexible scheduling
Employee Assistance Program
Dart Bank University

At Dart Bank you can expect to be surrounded by a team that will support you and invest in your growth in a quick-paced work environment where we deliver exceptional customer service. We are a local business that cares about our employees and our community.

Dart Bank is committed to providing equal opportunity in employment and prohibiting all forms of unlawful discrimination and harassment.

All employment decisions, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will comply with applicable federal, state, and local anti-discrimination laws. The Company seeks, employs, promotes, and compensates qualified individuals based on ability, as demonstrated by performance and other legitimate non-discriminatory factors, without regard to race, color, religion, national origin, citizenship, ancestry, sex (including sexual orientation, gender expression, and gender identity), age, physical or mental disability, pregnancy, genetic information, military status, veteran status, or any other protected status under federal, state (in Michigan: marital status, familial status, height, weight, and misdemeanor arrest record), or local law (individually and collectively, “Protected Class”).