Position: Financial CounselorDepartment: ClinicalFLSA Status: Non-ExemptReports To: Clinic ManagerJOB DESCRIPTIONJOB SUMMARY:The Financial Counselor serves as a patient advocate by providing guidance on healthcare costs, insurance benefits, payment options, and financial assistance programs. This role works closely with patients, providers, and payers to promote financial transparency, facilitate access to care, and support timely reimbursement while delivering exceptional customer service.Supervisory Responsibilities:NoneSafety Sensitive Role:YesDuties/Responsibilities:Educate patients regarding estimated healthcare costs, insurance coverage, patient financial responsibility, and available payment options.Screen and assist patients with applications for financial assistance, charity care, Medicaid, and other applicable programs.Verify insurance eligibility, benefits, authorization requirements, and coordination of benefits.Collaborate with clinical and registration staff to identify patients who may require financial counseling or assistance.Prepare and communicate cost estimates, payment arrangements, and financial obligations prior to or during service.Counsel patients on billing processes, claims, statements, and available financial resources.Document financial discussions, payment plans, and assistance determinations in accordance with organizational policies.Maintain knowledge of payer requirements, financial assistance programs, and applicable healthcare regulations.Required Skills/Abilities:Demonstrated knowledge of healthcare insurance plans, benefits, reimbursement, and patient financial responsibility.Demonstrated ability to communicate complex financial information clearly and compassionately to diverse patient populations.Demonstrated customer service, problem-solving, and conflict-resolution skills.Demonstrated proficiency with electronic health records (EHRs), practice management systems, and Microsoft Office applications.Demonstrated attention to detail, accuracy, and ability to maintain confidentiality.Education and Experience:High School Diploma or equivalent required; Associate degree in Business, Healthcare Administration, Finance, or related field preferred.Minimum of two (2) years of experience in healthcare financial counseling, patient access, insurance verification, medical billing, revenue cycle, or related healthcare setting.Experience working with government and commercial insurance programs, financial assistance programs, and payment arrangements preferred.Physical Requirements:Ability to remain seated and work at a computer for extended periods.Ability to communicate effectively in person, by telephone, and through electronic communication.Ability to occasionally move up to 15 pounds of office supplies or equipment.DisclaimersThis job description reflects EngageMED’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.Critical features of this job are listed above. They may be subject to change at any time due to reasonable accommodation or other reasons.Coworker Print Name: _______________________________________________________Coworker Signature: _____________________________________ Date: ______________