Financial & Commercial Modeling Analyst

TalentoHC; Miami (FL); Hybrid; USD 70,000 - 100,000; Full time

Job summary

TalentoHC seeks a highly analytical Financial & Commercial Modeling Analyst to support budgeting, forecasting, reporting, and strategic financial initiatives. You will develop, refine, and maintain advanced financial models, focusing on forecast accuracy and revenue recognition across multiple channels.

The role requires strong FP&A experience, solid accounting knowledge, and hands-on skills in modeling complex data.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 3+ years of experience in financial analysis, FP&A, corporate finance, or a related role.
• Strong financial modeling skills with experience building and maintaining complex forecasting and scenario models.
• Solid understanding of accounting principles and the ability to apply accounting concepts within financial analysis and forecasting.
• Experience with ASC 606 and revenue recognition concepts strongly preferred.
• Advanced Microsoft Excel skills, including pivot tables, complex formulas, financial models, scenario analysis, and large datasets.
• Demonstrated experience preparing budgets, forecasts, variance analyses, and financial reporting.
• Experience working with high-volume or multi-channel revenue environments strongly preferred.
• Experience within hospitality, travel, entertainment, gaming, airlines, loyalty programs, or similarly transaction-intensive businesses is highly desirable.
• Previous Big Four experience with EY, Deloitte, PwC, or KPMG is a plus, particularly when combined with hands-on corporate finance or commercial experience.
• CPA is not required.

Responsibilities

• Develop, maintain, and enhance complex financial models supporting forecasting, budgeting, scenario planning, and business decision-making.
• Support the annual budgeting process and long-range financial planning initiatives.
• Prepare monthly financial reporting, variance analysis, forecasts, and management reporting packages.
• Analyze revenue streams and model revenue deferrals and recognition in accordance with ASC 606.
• Partner with Finance and Accounting to reconcile revenue generated across multiple channels, including credit card transactions, ticket sales, and other high-volume revenue sources.
• Support monthly close activities through revenue analysis, identification of deferred revenue, and appropriate recognition of revenue over time.
• Analyze financial and operational performance to identify trends, risks, opportunities, and key business drivers.
• Translate complex financial data into clear insights and recommendations for leadership and business stakeholders.
• Collaborate across departments to improve financial processes, reporting, forecasting accuracy, and visibility.
• Perform ad hoc financial analysis, scenario modeling, and special projects based on evolving business needs.

Skills

Financial modeling

FP&A

Revenue recognition

Excel advanced

Multi-channel revenue

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

Job description

Financial & Commercial Modeling Analyst

Location: Miami, FL – Hybrid (Onsite Monday–Thursday)
Duration: Long-Term Contract

Role Snapshot

We are seeking a highly analytical and commercially minded Financial & Commercial Modeling Analyst to support a dynamic loyalty-focused business. This role sits at the intersection of financial analysis, accounting, and business strategy, with responsibility for financial modeling, forecasting, budgeting, management reporting, and revenue recognition.

The ideal candidate brings strong FP&A and financial modeling experience along with enough accounting knowledge to understand revenue deferrals and recognition under ASC 606. This is a hands-on role for someone who enjoys working through complex financial data, partnering across functions, and translating numbers into meaningful business insights.

About the Opportunity

This individual will work closely with finance leadership and cross-functional business partners to support budgeting, forecasting, reporting, and strategic financial initiatives. A key component of the role will be understanding revenue generated across multiple channels and developing models that accurately forecast the timing of revenue recognition and deferrals.

The environment is fast-paced and evolving, so the successful candidate will be comfortable working through ambiguity, adjusting models as business needs change, and jumping into new projects as priorities develop.

Key Responsibilities

• Develop, maintain, and enhance complex financial models supporting forecasting, budgeting, scenario planning, and business decision-making.
• Support the annual budgeting process and long-range financial planning initiatives.
• Prepare monthly financial reporting, variance analysis, forecasts, and management reporting packages.
• Analyze revenue streams and model revenue deferrals and recognition in accordance with ASC 606.
• Partner with Finance and Accounting to reconcile revenue generated across multiple channels, including credit card transactions, ticket sales, and other high-volume revenue sources.
• Support monthly close activities through revenue analysis, identification of deferred revenue, and appropriate recognition of revenue over time.
• Analyze financial and operational performance to identify trends, risks, opportunities, and key business drivers.
• Translate complex financial data into clear insights and recommendations for leadership and business stakeholders.
• Collaborate across departments to improve financial processes, reporting, forecasting accuracy, and visibility.
• Perform ad hoc financial analysis, scenario modeling, and special projects based on evolving business needs.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 3+ years of experience in financial analysis, FP&A, corporate finance, commercial finance, or a related role.
• Strong financial modeling skills with experience building and maintaining complex forecasting and scenario models.
• Solid understanding of accounting principles and the ability to apply accounting concepts within financial analysis and forecasting.
• Experience with ASC 606 and revenue recognition concepts strongly preferred.
• Advanced Microsoft Excel skills, including pivot tables, complex formulas, financial models, scenario analysis, and large datasets.
• Demonstrated experience preparing budgets, forecasts, variance analyses, and financial reporting.
• Experience working with high-volume or multi-channel revenue environments strongly preferred.
• Experience within hospitality, travel, entertainment, gaming, airlines, loyalty programs, or similarly transaction-intensive businesses is highly desirable.
• Previous Big Four experience with EY, Deloitte, PwC, or KPMG is a plus, particularly when combined with hands‑on corporate finance or commercial experience.
• CPA is not required.

Ideal Candidate

The ideal candidate combines strong financial modeling and analytical capabilities with a practical understanding of accounting. They are commercially minded, intellectually curious, and comfortable digging into large datasets to understand what is driving financial performance.

They can move comfortably between detailed analysis and the broader business picture, communicate financial information clearly to non‑finance stakeholders, and work collaboratively across Finance, Accounting, and operational teams. Most importantly, they are adaptable and hands‑on—someone who is willing to roll up their sleeves, solve problems, and support the business wherever needed.

About TalentoHC

TalentoHC is a leading human capital solutions firm providing talent acquisition and workforce solutions to organizations across a variety of industries. We partner with our clients to connect exceptional talent with opportunities where they can make an immediate and lasting impact.

Equal Opportunity Employer

TalentoHC is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.