Financial Analyst

Housing Trust Group; United States; On-site; USD 65,000 - 105,000; Full time

Job summary

Housing Trust Group is seeking a Financial Analyst to support the development team through acquisition and development, focusing on financial modeling, underwriting, and capital structuring with large financial institutions. The role emphasizes analysis, ownership, and timely delivery in a fast-paced real estate environment.

The analyst will collaborate across HTG departments, preparing investment memos and reports for senior leadership and partners, and will handle project accounting and

Qualifications

• Bachelor's degree in finance, accounting, economics, real estate, or related field required or equivalent practical experience.
• 2-4 years of experience in financial analysis or real estate finance.
• Advanced proficiency in Excel with financial modeling and applying time value of money concepts (NPV, IRR).

Responsibilities

• Build and update financial models for development projects including sources and uses, cash flow projections, and return analyses.
• Lead regular forecasting and budgeting including variance analysis against projections.
• Perform due diligence on prospective real estate investments and monitor investment performance.
• Support underwriting and structuring of equity and debt with financial institutions including tax credit equity, construction loans, and permanent financing.
• Prepare investment memos, financial summaries, and presentations for senior leadership and financial partners.
• Manage project accounting including tracking budgets and supporting draw requests.

Skills

Analytical skills

Financial judgment

Attention to detail

Time management

Communication skills

Adaptability

Ownership

Education

Bachelor's degree in finance, accounting, economics, real estate, or related field

Tools

Excel

Job description

SUMMARY

The Financial Analyst will report to the Senior Vice President of Finance and partner with the Development team throughout the acquisition and development process The position will work across HTG departments to advance new projects through all stages of development with particular emphasis on financial modeling underwriting and the structuring of equity and debt with large financial institutions Our Financial Analyst position is a salaried position that requires investment of time and effort beyond a traditional work week We are seeking a candidate who pairs strong analytical skills with a positive attitude toward change adapts well in a fast paced environment and takes ownership of identifying needs and proposing solutions to complete projects on time The ideal candidate brings sound financial judgment a strong work ethic and a desire to grow within real estate finance

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Build maintain and update financial models for prospective and active development projects including sources and uses cash flow projections and return analyses
• Lead regular forecasting and budgeting including variance analysis against projections
• Perform quantitative and qualitative due diligence on prospective real estate investments and monitor the financial performance of current investments
• Support the underwriting and structuring of equity and debt with financial institutions including tax credit equity construction loans and permanent financing
• Prepare investment memos financial summaries and presentations for senior leadership and financial partners
• Manage project accounting including tracking project budgets and supporting draw requests
• Coordinate the preparation of pre and post construction insurance binders
• Serve as a point of contact for equity investors and lending institutions
• Prepare ad hoc reports and analyses and assist with special projects as needed
• Perform other related duties as assigned

EDUCATION OR EQUIVALENT EXPERIENCE

• 2 4 years of experience in financial analysis real estate finance accounting or a related analytical role
• Bachelors degree in finance accounting economics real estate or a related field required or equivalent practical experience
• Advanced proficiency in Excel required with demonstrated experience building financial models and applying time value of money concepts NPV IRR
• Experience in real estate development or affordable housing finance preferred

SKILLS KNOWLEDGE ABILITIES REQUIRED

• Strong analytical and quantitative skills with the ability to translate financial data into clear recommendations
• High attention to detail with a disciplined organized approach to work
• Resourcefulness with a proactive approach to identifying problems and proposing solutions
• Ability to manage multiple projects and deadlines in a fast paced environment
• Ability to work effectively with individuals at all levels of the organization and with external partners
• Strong written and verbal communication skills including presenting financial information to senior leadership

PHYSICAL REQUIREMENTS

This is largely a sedentary role; however some lifting up to 10lbs walking bending and standing for short periods of time may be necessary Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions