Financial Analyst

My Investment Path; Coral Gables (FL); On-site; USD 65,000 - 90,000; Full time

Job summary

My Investment Path is seeking a detail-oriented Financial Analyst in South Florida to support portfolio construction and investment research. You will build financial models, prepare client reports, and assist with retirement proposals and internal bookkeeping while ensuring compliance with modern portfolio theory and regulatory standards.

The role requires strong analytical skills, proficiency in Python/R/MATLAB, and experience with financial databases.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or related field.
• Strong understanding of financial modeling, portfolio construction, risk management, and performance attribution, and bookkeeping.
• Proficiency in Python, R, or MATLAB for financial modeling and data analysis.
• Experience with financial databases (Bloomberg, FactSet, Morningstar, Refinitiv, I/B/E/S) is a plus.
• Excellent written and verbal communication skills.
• Strong analytical, problem-solving, and client service orientation.
• Bookkeeping and data entry for internal management follow-up.
• Must be Miami-Dade or South Florida resident.

Responsibilities

• Support portfolio construction and optimization using MPT for risk-adjusted returns.
• Assist in creating comprehensive financial plans including cash flow projection and goals.
• Conduct in-depth investment research and fundamental analysis.
• Perform risk analyses (VaR, CVaR, stress tests) to align with client risk.
• Prepare client-facing performance reports and explain metrics clearly.
• Explain investment concepts and strategies to clients and advisors.
• Collaborate with Investment Advisers to implement strategies.
• Update internal financial statements and bookkeeping tasks.
• Stay updated on market trends and regulatory changes.

Skills

Financial modeling

Portfolio construction

Risk management

Performance attribution

Client service

Python

R

MATLAB

Data analysis

QuickBooks

Communication

Education

Bachelor's degree in Finance or related field

Tools

Bloomberg

FactSet

Morningstar

Refinitiv

I/B/E/S data

QuickBooks

Job description

We are seeking a detail-oriented and client-focused Financial Analyst to join our growing RIA firm. The Financial Analyst will be responsible for supporting the investment decision-making process, conducting research, building financial models, and creating reports that inform the firm’s, firm advisors, and its clients’ investment strategies. This role is a key part of the investment process, ensuring that portfolios are constructed and managed according to modern portfolio theory and regulatory requirements. This role requires a unique blend of technical skills, financial acumen, and client service skills. This person will support other metrics for corporate retirement accounts, download data, support corporate retirement proposals and assist with internal bookkeeping.

Key Responsibilities

• Portfolio Construction: Support the construction and optimization of client portfolios using Modern Portfolio Theory (MPT) and optimization techniques, optimizing portfolios for risk-adjusted returns. Includes balancing portfolios assessment.
• Financial Planning: Assist in creating comprehensive financial plans for clients, including cash flow projection, goal setting, and strategy selection. Including corporate retirement accounts proposals, and scheduling support with our special software,
• Investment Research: Conduct in-depth research on potential investments (stocks, ETFs, mutual funds, etc.) and perform comparative and fundamental analysis, to assist in individual investment proposals to advisors.
• Risk Management: Perform risk analyses, including VaR, CVaR, stress testing, and sensitivity analysis, to ensure portfolios are aligned with client risk tolerance and financial goals.
• Performance Attribution: Conduct performance attribution analysis to understand the sources of portfolio performance (asset allocation, security selection, stock selection) and explain results to clients, conducting monthly internal control, and quarterly and annual reports for clients, company, and advisors.
• Reporting: Prepare clear, client-facing performance reports, explaining performance metrics, risk metrics, and comparison to benchmarks. Review reports for accurate information.
• Client Communication and support: Explain complex financial concepts, investment strategies, investment strategies, and portfolio construction techniques and performance reports in a clear, jargon-free manner to ensure clientsunderstand the rationale behind their investment strategy. Supporting main advisor or manager on these topics, while principal responsibility and meeting is led by advisor or manager.
• Performance Reporting: Prepare clear, insightful, and comprehensive client performance reports, explaining performance attribution, risk metrics, and deviations from benchmarks. Scenario Explanation: Explain how different market scenarios (e.g., marketcrash, market rally) could impact the client’s financial plan, and suggest adjustments.
• Strategy support: Clarify the rationale behind recommended strategies, ensuring clients understand the rationale behind portfolio construction decisions. Explain the reasons behind specific investment recommendations, including risks, liquidity, tax implications, and how they fit within the client’s overall financial plan.
• Collaboration: Work closely with Investment Advisers and other team members to develop and implement investment strategies and models. Provide ongoing support to advisors, answering questions, addressing concerns, and updating financial plans as circumstances change (e.g., job change, unexpected expense, market conditions). Assist scheduling corporate retirement accounts initial set-up or move with us.
• Research: Conduct investment research and analysis to support the firm’s investment process and strategies.
• Continuous Learning: Stay updated on market trends, regulations, and methodologies to continually improve the firm’s investment process.
• Internal financial analysis, performance, and bookkeeping:
  Update company bookkeeping, review invoicing, prepare invoices and update financialstatements. Review internal performance metrics and department and individual performance and goals.

Requirements

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related field.
• Strong understanding of financial modeling, portfolio construction, risk management, and performance attribution, and bookkeeping and accountancy.
• Proficiency in Python, R, or MATLAB for financial modeling, data analysis, Monte Carlo simulation, and Quickbooks.
• Experience with financial databases (e.g., Bloomberg, FactSet, Morningstar, Refinitiv, I/B/E/S data) is a significant advantage.
• Excellent written and verbal communication skills, especially the ability to explain complex financial concepts clearly.
• Strong analytical, problem-solving, and client service orientation. Team work skills and fast learning capabilities.
• Bookkeeping and Data Entry: Tax preparation, invoicing, quickbooks and bookkeepingfor internal management follow-up.
• Must be Miami-Dade or South Florida resident (we accept international candidates with a valid visa status)

Preferred Qualifications

• Experience within a Registered Investment Adviser (RIA) firm is highly valued.
• Experience with portfolio optimization techniques like mean-variance optimization (MVO) and Black-Litterman model is highly desirable.
• Experience with Quickbooks.
• Knowledge of the Investment Advisers Act of 1940 (IAA 2020) and FINRA rules.
• Experience with financial modeling in an RIA context, particularly for financial planning and portfolio management.
• Experience with Monte Carlo simulation and performance attribution.
• Ability to create clear and insightful client-facing reports.
• CFA Level I (preferred) or pursuit of the CFA designation is highly desirable.
• Financial Modeling Certification (FMC) is a strong plus.
• Series 65 & 66/67: These are basic industry licenses, often required for individuals acting as investment adviser representatives (IARs), and are often required or preferred for professionals supporting investment operations.
• 215 license (Insurance)