Finance Manager

Mossy Auto Group; Escondido (CA); On-site; USD 133,000 - 280,000; Full time

Benefits offered by this job

Medical Insurance

Dental Vision

401K Plan

Paid Vacation

Disability Insurance

Life Insurance

Growth Opportunities

Paid Training

Purchase Incentives

Family Owned

Health & Wellness

Flexible Schedule

Discounts on Products

Direct Deposit

Job summary

Mossy Auto Group is seeking a Finance Manager to drive financing sales and related after-sale products for both new and used buyers.

This role is primarily commission-based with a base minimum wage for non-sales work; average annual commissions range from $133,000 to $280,000, reflecting performance and lender deals. You will structure deals, coordinate with lenders, and ensure regulatory compliance.

Qualifications

• Knowledge of dealership finance and insurance procedures.
• Strong leadership and customer service skills.
• Excellent verbal and written communication, negotiation and presentation abilities.
• Professional appearance and punctuality.
• Ability to follow directions and policies.
• Team-oriented with coworkers.

Responsibilities

• Help customers arrange financing and present additional products.
• Structure deals for profitability and collectability.
• Be proficient with title laws and registration process.
• Desk deals, submit to lenders, make credit decisions, close deals.
• Ensure compliance with local, state, and federal guidelines.
• Prepare paperwork, contracts, and deliver deals.
• Audit deals post-sale for accuracy.
• Establish relations with multiple finance sources.

Skills

Leadership

Customer Service

Communication

Negotiation

Presentation

Punctuality

Professional Appearance

Teamwork

F&I Procedures

Education

High School Diploma

Job description

The Finance Manager produces additional revenue for the dealership by selling finance and other appropriate after-sale items to new and used customers. Experience in dealership management, automotive sales and prior finance selling experience are encouraged to apply.

Employees in this position will primarily be paid commissions, however they will also be paid the applicable minimum wage for non-sales work and for rest periods. Commission amounts vary based on performance, with the expected average annual commission earnings of approx. $133,000 - $280,000.

Benefits

• Medical, Dental & Vision
• Group Insurance Plans & Discounts
• 401K Retirement Savings Plan
• Paid Vacation and Holidays
• Disability Insurance
• LAP (Life Assistance Program)
• Basic Life, Dependent & Accident Insurance
• Growth Opportunities
• Paid Training
• Employee Purchase Incentives
• Family Owned & Operated
• Health & Wellness
• Flexible Work Schedule
• Discounts on Products & Services
• Direct Deposit

Responsibilities

• Responsible for helping our customers arrange the financing of their purchases and presenting them with additional products that enhance their vehicle and ownership experience.
• Proficient at structuring deals for maximum profitability and collectability
• Fully proficient with title laws and registration process
• Maintains proficiency and certifications as required for the position
• Accurately desks deals, submits deals to lenders for approval, makes credit decisions, and effectively closes deals & ensures collection of all finance fees
• Ensures all deals are fully compliant with local, state and federal guidelines
• Prepares paperwork, contracts and delivers deals
• Accurately audits team deals Post-Sale for correct title, loan information, taxes, etc.
• Ensures the expeditious funding of all contracts, accurately and fairly through financial sources to secure approval
• Establishes and maintains good working relationships with several finance sources, including the manufacturer
• Conducts business in an ethical and professional manner

Qualifications

• High school diploma or equivalent experience
• Knowledge of dealership finance and insurance procedures
• Leadership abilities & outstanding customer service skills
• Professional personal appearance & punctual
• Excellent verbal/written communication, strong negotiation and presentation skills
• Follows directions from supervisors & interacts effectively with coworkersUnderstands and follows posted dealership policies and procedures

Our company is committed to hiring a diverse and qualified workforce. We will not consider any characteristic or category protected by state or federal law in hiring or employment decisions, including but not limited to race, national origin, color, religion, sex, sexual orientation, gender identity, disability, age, status as a parent, or genetic information. We are an equal opportunity employer and drug-free workplace. Offers of employment contingent upon successfully passing background screening (incl. criminal background check, review of motor vehicle records, verification of SSN and passing drug test at a certified testing facility.)