Field Property Adjuster - Minnesota

Allstate Insurance Company; Willmar (MN); On-site; USD 65,000 - 90,000; Full time

Job summary

National General, part of The Allstate Corporation, is seeking a Field Property Adjuster to investigate and manage complex homeowner claims in Minnesota. You will determine coverage and damages, negotiate settlements, and document actions through on-site inspections and virtual handling for the most challenging losses.

The ideal candidate has strong estimating skills, experience with agricultural claims, and the ability to work independently while delivering a superior customer experience in a

Qualifications

• Strong estimating skills
• Proficiency with Xactimate
• Experience handling agricultural, farm, and ranch claims is highly preferred
• Ability to work independently and deliver excellent customer experience

Responsibilities

• Master estimating to create damages estimates for the most complex first-party homeowner losses
• Builds mastered relationships with internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in complex files
• Applies policy expertise and assists leadership in training
• Recommends process improvements

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

As the Field Property Adjuster you are responsible for investigating and confirming the facts of loss for the most complex Homeowner's Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. Responsible for creating a comprehensive estimate of damages for the most complex first party homeowner claims leading to the proper disposition. This role is utilized as peer mentor and may assign direction to more junior employees, having mastered our processes and obtained technical expertise.

We are seeking a motivated and customer-focused Property Field Adjuster to join our Western Minnesota team. The ideal candidate will reside in Minnesota, preferably near Roseau, East Grand Forks, Moorhead, Alexandria, Marshall or Worthington, and will play a key role in helping customers navigate the claims process with confidence and care.

In this role, you will investigate and manage moderate to complex residential property claims, as well as some farm and ranch claims, through a combination of on-site inspections and virtual claim handling. The successful candidate will possess strong estimating skills, proficiency with Xactimate, and the ability to effectively manage challenging situations while delivering an exceptional customer experience. Experience handling agricultural, farm, and ranch claims is highly preferred.

If you thrive in a fast-paced environment, enjoy working independently, and are passionate about helping customers during critical moments, we'd love to hear from you.

Key Responsibilities

• Exhibits mastery estimating fundamentals in order to create estimates of damages on the most complex 1st party homeowner losses of all severities
• Builds mastered relationships with both internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files
• Applies mastered content in interpretations of all policy types written by the company and assists leadership in formal and ad hoc training
• Recommends process improvements

Supervisory Responsibilities