Field Premium Auditor

Jobtailor; Pleasanton (CA); Hybrid; USD 90,000 - 120,000; Full time

Job summary

Jobtailor in California seeks an Insurance Premium Auditor to conduct field audits, analyze payroll and classifications, and apply auditing standards to determine premiums.

You will work from home and in insureds' offices with travel up to 25%, communicating findings to insurers, agents, and internal teams.

Requirements include a Bachelor's in Accounting or Business and 1–2 years of premium audit experience, a valid driver's license, and knowledge of WCRIB/NCCI.

Qualifications

• Bachelor's degree in Accounting or Business or equivalent experience.
• 1–2 years of premium audit experience or training.
• Current driver's license required.
• Knowledge of payroll and accounting systems.
• Understanding of Workers' Compensation jurisdictions.

Responsibilities

• Conduct insurance premium audits in the field to determine actual exposures and premiums charged for policy coverages.
• Audit policyholder records and apply rules and company standards.
• Perform field audits for organizational accounts and resolve applicable disputes.
• Conduct timely and accurate premium and service audits examining financial records.
• Communicate audit findings and changes in premium exposures to insureds, agents, and company personnel.
• Work from home and in insureds' clerical office areas, with travel to insured locations for audits.

Skills

Premium audits

Commercial lines policies

Workers' compensation knowledge

Payroll and accounting systems

Communication skills

Education

Bachelor's degree in Accounting or Business

Tools

WCRIB

NCCI

Job description

• Conduct insurance premium audits in the field to determine actual exposures and premiums charged for policy coverages
• Audit policyholder records and apply rules and company standards
• Perform field audits for organizational accounts and resolve applicable disputes
• Conduct timely and accurate premium and service audits examining financial records
• Manage audits of various sizes and complexity, partnering with a mentor or supervisor on complex accounts
• Deliver excellent customer service throughout the audit experience
• Resolve technical issues with reviewers, underwriters, and agents
• Communicate with customers, agents, and external constituencies throughout audits
• Communicate audit findings and changes in premium exposures to insureds, agents, and company personnel
• Clarify voluntary and physical audit status with insureds
• Consult with NCCI/WCIRB and other independent bureaus on classification and technical issues
• Present audit inventory status regularly to management
• Maintain current premium-auditing knowledge through internal and external resources
• Examine policyholder payroll records and operations
• Record and summarize payroll and classifications used to determine premiums
• Analyze insured business operations to determine appropriate classifications and exposures
• Work from home and in insureds' clerical office areas, with travel to insured locations for audits

Requirements

• Bachelor's degree from four-year college or university required with a major or emphasis in Accounting, Business or related field, or equivalent combination of education and experience
• Minimum 1-2 years of related experience and/or training in premium audit required
• Current driver's license required
• Working knowledge of Commercial Lines policies, including Workers' Compensation and General Liability
• Experience working with WCRIB, NCCI, and other independent bureaus highly desirable
• Knowledge of payroll and accounting systems
• Understanding of differences in Workers' Compensation jurisdictions
• Ability to read, analyze, and interpret technical journals, financial reports, or legal documents
• Ability to respond to inquiries or complaints from customers, regulatory agencies, or business community members
• Ability to present information to management and public groups
• Ability to define problems, collect data, establish facts, and draw valid conclusions
• Ability to work independently with excellent time management skills
• Strong verbal and written communication skills
• Must be able to lift and carry 25-40 pounds
• Must be able to drive and work independently
• Willingness and ability to travel overnight up to 25% of the time

Core Competencies

Demonstrates expertise in conducting insurance premium audits, analyzing financial records, and applying industry standards. Proficient in communicating audit findings and providing exceptional customer service while managing complex accounts.

Highest-signal resume keywords

• Insurance Premium Audits
• Commercial Lines Policies
• Workers' Compensation Knowledge
• Payroll and Accounting Systems
• Communication Skills

Hard Skills

• Financial Record Analysis
• Policyholder Record Auditing
• Data Collection and Interpretation
• Technical Issue Resolution
• Audit Reporting

Soft Skills

• Customer Service
• Time Management
• Problem-Solving
• Independent Work
• Verbal and Written Communication

Certifications & Qualifications

• Bachelor's Degree in Accounting or Business
• Current Driver's License

Industry Keywords

• NCCI
• WCRIB
• Workers' Compensation Jurisdictions
• General Liability
• Audit Standards