Field-Based Mortgage Loan Originator

First Mutual Holding Co.; Dublin (OH); On-site; USD 60,000 - 90,000; Full time

Job summary

First Mutual Holding Co. is seeking a Mortgage Loan Originator to originate first mortgage and home improvement loans for consumers.

You will talk with customers, meet with realtors, and promote loan products while representing the company in the community. The role requires 3–5 years of mortgage lending experience, a high school diploma (bachelor preferred), NMLS certification, and proficiency with loan origination software.

Qualifications

• High School diploma required; bachelor preferred.
• NMLS certification required.
• 3–5 years mortgage lending experience.
• Experience in sales and customer service is helpful.
• Familiarity with lending laws and regulations.

Responsibilities

• Originates 1–4 family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
• Responds to customer/contact inquiries regarding loan products and applications.
• Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
• Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
• Projects a positive image of the association and makes sales contacts by participating in community activities, organizations, and business-related functions.
• Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
• Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
• Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
• Other duties as required.

Skills

Adaptability

Communication skills

Customer service

Interpersonal skills

Job knowledge

Judgment

Leadership

Planning and organization

Staff development

Education

High School Diploma or equivalent

Bachelor's degree

NMLS certification

Years of experience: 3–5

Tools

MS Office

Encompass

Cleartouch

OnBase

CRM software

Job description

First Mutual Holding Co. is seeking a Mortgage Loan Originator to originate first mortgage and home improvement loans for consumers.

You will talk with customers, meet with realtors, and promote loan products while representing the company in the community. The role requires 3–5 years of mortgage lending experience, a high school diploma (bachelor preferred), NMLS certification, and proficiency with loan origination software.