Field Auto Appraiser - Miami, Florida

United Automobile Insurance Company; Miami (FL); Remote; USD 60,000 - 80,000; Full time

Benefits offered by this job

401(k) Retirement Savings with match

Medical, Dental, Vision Insurance

Paid Time Off & Holidays

Flexible spending accounts

Life Insurance & Disability

Job summary

United Automobile Insurance Company is seeking an Appraiser to join our Tampa/Lakeland remote team. The role involves inspecting and appraising auto and property damage, preparing repair estimates with Audatex, CCC One, Xactimate, and collaborating with adjusters and policyholders to resolve claims.

The ideal candidate has 2+ years in P&C appraisal, holds Florida All-Lines Adjuster License or can obtain within 60 days, and is comfortable traveling within the Orlando area as needed.

Qualifications

• 2+ years in property or auto damage appraisal, preferably in a P&C setting.
• Presentable and reliable vehicle for daily field work; mileage reimbursement provided.
• Florida All-Lines Adjuster License (or ability to obtain within 60 days) preferred.
• Proficient with estimating software such as CCC One, Audatex, Xactimate, or similar.
• Strong knowledge of Texas insurance and repair laws.
• Excellent communication, negotiation, and customer service skills.
• Valid driver's license and ability to travel within assigned territory.

Responsibilities

• Inspect and appraise damaged auto or property, in-person or virtually.
• Prepare detailed repair estimates using Audatex, CCC One, Xactimate, or Mitchell.
• Determine repair versus total loss thresholds and advise next steps.
• Review photos/videos/documents submitted by claimants and shops.
• Collaborate with adjusters and policyholders to verify losses and resolve disputes.
• Ensure compliance with state regulations and company guidelines.
• Maintain accurate records for claims handling and stay updated on laws.

Skills

Auto damage appraisal

Field work

Negotiation

Customer service

Driver's license

Travel within territory

Education

High school diploma

Assoc/Bachelor preferred

Tools

Audatex

CCC One

Xactimate

Mitchell

Job description

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Appraiser to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Appraiser to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE

The Appraiser assesses damages to property (primarily auto) and ensures fair, accurate, and timely claim settlements. The ideal candidate will have a strong understanding of Texas-specific regulations and repair practices in the P&C space. This position is also offered in a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Tampa/Lakeland, Florida area. Must be able to work field claims in Orlando area.

DUTIES

• Inspect and appraise damaged property (auto or home), either in-person or virtually, depending on assignment
• Prepare detailed, itemized repair estimates using industry-standard software (e.g., Audatex/Qapter, CCC One, Xactimate, Mitchell)
• Determine repair versus total loss thresholds and recommend next steps
• Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters
• Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes
• Ensure compliance with all state regulations, company guidelines, and ethical standards
• Maintain accurate records and documentation for claims handling
• Stay up to date on Texas repair laws, materials pricing, and appraisal practices

EDUCATION

• High school diploma or equivalent required; associate’s or bachelor’s degree preferred

SKILLS & EXPERIENCE

• 2+ years of experience in property or auto damage appraisal, preferably in a P&C insurance setting
• Presentable and reliable vehicle suitable for daily field work (mileage reimbursement provided)
• Florida All-Lines Adjuster License (or ability to obtain within 60 days) preferred
• Proficient with estimating software such as CCC One, Audatex, Xactimate, or similar
• Strong knowledge of Texas insurance and repair laws
• Excellent communication, negotiation, and customer service skills
• Valid driver's license and ability to travel within assigned territory
• Excellent negotiation and communication skills, both written and verbal
• Proficiency in claims management software and Microsoft Office Suite
• Ability to manage a high volume of cases with attention to detail and accuracy
• Strong organizational skills, with the ability to prioritize and manage multiple tasks effectively

BENEFITS

• 401(k) Retirement Savings Plan with employer match
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

Compensation Notice: Compensation ranges and estimates displayed by third-party job platforms may be automatically generated and may not reflect United Auto Insurance's established compensation range for this position. Where required by applicable law, United Auto Insurance will provide the applicable pay range and other required compensation information. For questions regarding compensation for this position, please contact our Recruiting Team.