Field Adjuster - Southwest Florida Territory

Frontline Insurance; Florida; On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health, Dental, Vision, Life Insurance

401k with match

Paid PTO

Pet insurance

Job summary

Frontline Insurance in Florida is seeking a Field Adjuster to provide professional and timely claims handling for insureds. You will inspect properties, determine claim values, and coordinate with clients to schedule inspections and settlements.

The role requires strong communication, proficiency in Xactimate, and the ability to work independently while maintaining compliance with licensing requirements. This position supports our mission to make things better through proactive service and

Qualifications

• High school diploma or equivalent; some college preferred.
• Minimum 2 years field experience with an insurance carrier.
• Proficient in Xactimate.
• Strong communication and organizational skills.
• Basic computer proficiency.
• Must maintain required licenses.

Responsibilities

• Provide professional and responsive customer service to insureds.
• Review and adjust first-party claims within assigned authority limits.
• Research policy coverage forms for claim settlement or denial.
• Conduct basic claim investigations at desk and field levels, including coverage, cause, and damages.
• Contact insureds to schedule inspection of damaged property, travel to affected property, and conduct inspections in a timely manner.
• Fully inspect, photograph, sketch and scope all damaged and undamaged areas of the insured property.
• Determine the total value of the claim.
• Utilize several software programs throughout the day to determine the parameters of the loss.
• Establish claim reserves according to guidelines.
• Provide verbal and written customer service.
• Document claim activity and potential subrogation.
• Participate in training and claim roundtables.
• Prepare basic claim correspondence (reservation of rights, denial letters).
• Assist with catastrophe operations as required, including working extra hours or deploying to affected areas.

Skills

Customer service

Communication

Organizational skills

Reading comprehension

License maintenance

Education

High school diploma or equivalent

Tools

Xactimate

Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our Field Adjuster plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!

Our Field Adjuster enjoys robust benefits:

• Health & Wellness:Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security:401k Retirement Plan with a generous 9% match
• Work-Life Balance:Four weeks of PTO and Pet Insurance for your furry family members.

What you can expect as a Field Adjuster:

• Provide professional and responsive customer service to insureds.
• Review and adjust first-party claims within assigned authority limits.
• Research policy coverage forms for claim settlement or denial.
• Conduct basic claim investigations at both the desk and field levels, including coverage, cause, and damages.
• Contact insured(s) to schedule inspection of damaged property, travel to affected property, and conduct such inspections in a timely manner.
• Fully inspect, photograph, sketch and scope all damaged and undamaged areas of the insured property.
• Determine the total value of the claim.
• Utilize several software programs throughout the day to determine the parameters of the loss.
• Establish claim reserves according to guidelines.
• Provide verbal and written customer service.
• Document claim activity and potential subrogation.
• Participate in training and claim roundtables.
• Prepare basic claim correspondence (reservation of rights, denial letters).
• Assist with catastrophe operations as required, including, but not limited to working extra hours or deploying to affected areas to help policyholders.
• Assist with special projects or tasks as required.

What we are looking for as a Field Adjuster:

• High school diploma or equivalent; some college preferred.
• Minimum 2 years field experience with an insurance carrier.
• Proficient in Xactimate.
• Strong communication and organizational skills.
• Basic computer proficiency.
• Ability to read and comprehend instructions and correspondence.
• Must maintain required licenses.

Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values:Integrity, Patriotism, Family, and Creativity. We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.