Commercial Field Adjuster - North Florida Territory

iperceptions; United States; Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health & Wellness

401k with match

PTO 4 weeks

Pet Insurance

Company Vehicle

Job summary

Frontline Insurance seeks a Commercial Field Adjuster for the North Florida Territory. You will manage end-to-end claims, inspect properties, analyze policy terms, determine coverage, and issue payments within your authority.

Travel to sites, photograph damages, and coordinate with external experts as needed. The role requires a four-year college degree and prior insurance experience; strong communication, analytical thinking, and meticulous documentation are essential.

Qualifications

• A four year college degree is preferred along with prior insurance experience with an insurance carrier or agency.

Responsibilities

• Handle the adjusting of the entire claim without the involvement of a Desk Adjuster; collect and review loss facts, analyze policy terms, determine coverage, and issue payments within authority.
• Schedule inspections with insureds, travel to properties, conduct inspections including roofs and tight spaces, and climb ladders safely.
• Photograph, sketch and scope damages; keep insureds informed on the investigation; determine investigation methods and assign outside experts as needed.
• Review and analyze investigative materials to determine facts of loss; interview insureds and witnesses; document actions in the claim file.
• Evaluate policy coverage, determine total value of claims, and request or disburse checks within authority; respond to questions promptly.

Education

Bachelor's degree preferred

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Commercial Field Adjuster - North Florida Territory

Regular Full-Time Professional Remote, US

At Frontline Insurance, we are on a mission to Make Things Better, and our Commercial Field Adjuster plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Commercial Field Adjuster where you can make a meaningful impact and grow your career, your next adventure starts here!

Our Commercial Field Adjuster enjoys robust benefits:

• Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security: 401k Retirement Plan with a generous match.
• Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.
• Company Vehicle

What you can expect as a Commercial Field Adjuster:

• Handle the adjusting of the entire claim without the involvement of a Desk Adjuster. This will include collecting and reviewing all loss related facts, performing an analysis under the terms of the insurance policy to make a coverage decision, and issuing a payment within the applicable authority level.
• Contact insured(s) to schedule inspection of damaged property, travel to affected property, and conduct such inspections in a timely manner.
• Required to access and inspect all areas of a dwelling or structure, including roofs and entering tight spaces (attics, crawl spaces, etc.). Must be able to carry, set up, and safely climb a ladder with a Type IA rating (Extra Heavy Capacity, 300 LB/136 KG), weighing equal to or more than 50 pounds. Must be capable of safely climbing a ladder for roof inspections.
• Photograph, sketch and scope all damages. (Photos on non-damaged areas are needed also).
• Keep insured(s) informed on the claims investigation.
• Determine the method and extent of investigation for each claim. Make assignment to outside experts or investigators when appropriate.
• Review and analyze all investigative and claim material to determine the facts of the loss.
• Interview insured(s) and witnesses to obtain loss facts (recorded & non-recorded interviews as necessary).
• Document all investigative actions in the claim file.
• Analyze the policy to determine the coverage for the loss. Evaluate coverage and make a coverage recommendation on each claim.
• Determine the total value of the claim. Request and disburse claim checks/payments within authority level. Make payment recommendation(s) for amounts above authority level
• Respond to all questions in a timely manner.
• Utilize several software programs throughout the day to determine the parameters of the loss
• Collaborate with team members and stakeholders to resolve various claims related issues as they arise.
• Maintain compliance with quality standards and state regulations.
• Assist with catastrophe operations as required, including, but not limited to working extra hours during major events or deploying to affected areas to help policyholders.
• Additional duties may arise as the candidate progresses.
• The following duties may also apply when assisting a desk adjuster with an assignment:
• Contact Desk Adjuster as to any issues and a need for any experts. (Contractor, leak detection, engineer, etc.).
• Submit a reserve recommendation to the Desk Adjuster within 48 hours of inspection.
• Email report/estimate to home office at appropriate time.
• Assist Desk Adjuster with pricing and/or technical issues.

What we are looking for as a Commercial Field Adjuster :

• A four year college degree is preferred along with prior insurance experience with an insurance carrier or agency.

Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity.

We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.