Export & Agency Finance (EAF US) – LatAm Focus - Analyst

Santander Consumer USA Inc.; New York (NY); On-site; USD 110,000 - 135,000; Full time

Benefits offered by this job

Competitive rewards package

Support for family and well-being

Job summary

Santander Consumer USA Inc. is seeking an Analyst for the Export & Agency Finance team. This role involves supporting EAF transactions with a focus on Latin America and Multilateral Agencies. Candidates should have a Bachelor's degree in Finance or related fields and 1–4 years of relevant experience in structured finance.

The position offers a competitive salary ranging from $110,000 to $135,000 annually. The ideal candidate will have strong financial modeling skills and professional fluency in Spanish.

Qualifications

• 1–4 years of relevant experience in structured finance, export finance, project finance, or corporate banking.
• Familiarity with ECA and/or Multilateral Agency financing structures preferred.
• Ability to operate effectively in a cross-border, multicultural environment.

Responsibilities

• Support the origination, structuring, and execution of EAF transactions.
• Assist in transactions end-to-end, from initial pitch through closing.
• Build and maintain financial models, including cash flow analysis.

Skills

Financial modeling

Analytical skills

Communication skills

Professional fluency in Spanish

Education

Bachelor’s degree in Finance, Business, Economics, or related field

Job description

Overview

Santander Corporate & Investment Banking (SCIB) is looking for an Analyst to join the Export & Agency Finance (EAF) team in the US, with a primary focus on Latin America and Multilateral Agencies (MLAs).

Key Responsibilities

• Support the origination, structuring, and execution of EAF transactions, with a focus on Latin America and MLA-backed financings (e.g., IDB, IFC, CAF).
• Assist in transactions end-to-end, from initial pitch through closing, including preparation of presentations, term sheets, and credit materials.
• Build and maintain financial models, including cash flow analysis and profitability metrics.
• Coordinate with internal stakeholders (Coverage, Risk, Legal, Compliance, Markets, Syndication) across multiple geographies.
• Support client relationship management, including preparing pitchbooks and participating in client meetings, particularly in LatAm markets.
• Contribute to credit approval processes, due diligence, and transaction documentation.
• Monitor portfolio performance and stay up to date on market trends, MLAs, ECAs, and geopolitical developments impacting the region.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or related field.
• 1–4 years of relevant experience in structured finance, export finance, project finance, or corporate banking.
• Familiarity with ECA and/or Multilateral Agency financing structures preferred.
• Strong financial modeling and analytical skills.
• Ability to operate effectively in a cross-border, multicultural environment.
• Professional fluency in Spanish (written and spoken) preferred.
• Strong communication skills.

Preferred Qualifications

• Experience working on Latin American transactions or clients preferred.
• Exposure to MLAs such as IDB, IFC, CAF, or World Bank Group.
• Background in infrastructure, energy, or industrial sectors preferred.
• Prior experience in Investment Banking, Structured Finance, or Trade Finance.

Certifications

• No certifications listed.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Salary

Minimum: $110,000.00 USD
Maximum: $135,000.00 USD

Benefits

Competitive rewards package with benefits designed to support you, your family, and your well-being.

Risk Culture

We expect all professionals to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing, and walking is required. Occasional moving and lifting light equipment may be required.

Employer Rights

This job description does not list all of the job duties. You may be asked by supervisors or managers to perform additional duties. The employer may revise this description at any time and may terminate employment at any time.

Next Steps

If this sounds like a role you are interested in, please apply.