Experienced Mortgage Processor

DreamLife Processing; Red Bank (NJ); On-site; USD 55,000 - 75,000; Full time

Job summary

DreamLife Processing seeks an Experienced Mortgage Processor to manage loan files from submission through closing. You will collect borrower documentation, package and submit files to lenders, track conditions, and coordinate with title companies, appraisers, and attorneys.

Join a team of mortgage professionals in a fast-paced, deadline-driven environment. On-site in Red Bank, NJ, this full-time role emphasizes accuracy, regulatory compliance, and clear communication with borrowers and loan

Qualifications

• Strong knowledge of mortgage industry, lending practices, products, and regulations.
• Experience with underwriting processes and loan file review to prepare complete loan packages.
• Proficient in managing residential loans from application through closing and tracking conditions.
• Excellent communication with borrowers, loan officers, lenders, and third parties.
• High attention to detail with ability to manage multiple files and deadlines.
• Familiarity with mortgage LOS systems and lender portals.
• Team-oriented and able to work on-site in Red Bank, NJ.

Responsibilities

• Collect and review borrower documentation and package files for submission.
• Submit files to lenders and track conditions to clear requirements.
• Coordinate with title companies, appraisers, attorneys, and other third parties.
• Maintain clear communication with loan officers and borrowers throughout the process.
• Identify issues early, resolve discrepancies, and ensure regulatory compliance.

Skills

Mortgage industry knowledge

Underwriting experience

Loan file review

Pipeline tracking

Communication

Detail oriented

Multitasking

LOS systems

On-site collaboration

Education

Finance/Business education

Tools

Excel

Word

Email platforms

Job description

Company Description

DreamLife Processing is a specialized third-party mortgage processing company dedicated to supporting independent mortgage brokers and growing brokerages. Founded by mortgage professionals, the company focuses on reducing operational burdens so loan officers can concentrate on originating loans and expanding their businesses. The team manages the full processing cycle, including document collection, lender submissions, conditions, title and appraisal coordination, attorney communication, and borrower follow-up. DreamLife operates as a proactive, accountable extension of each client’s team rather than a traditional vendor. The company is committed to building a scalable team of experienced mortgage processors and industry professionals who want to grow their careers while helping clients work less, close more, and live their DreamLife.

Role Description

The Experienced Mortgage Processor will manage loan files from submission through closing, ensuring accuracy, completeness, and timely movement through the pipeline. Day-to-day responsibilities include collecting and reviewing borrower documentation, packaging and submitting files to lenders, tracking and clearing conditions, coordinating with title companies, appraisers, attorneys, and other third parties, and maintaining clear communication with loan officers and borrowers. The role also involves identifying potential issues early, resolving file discrepancies, and adhering to lender guidelines and regulatory requirements. This is a full-time, on-site position based in Red Bank, NJ, working closely with a team of mortgage professionals in a fast-paced, deadline-driven environment.

Qualifications

• Strong knowledge of the mortgage industry and mortgage lending practices, including loan products and regulatory requirements.
• Hands-on experience with underwriting processes and loan file review, with the ability to prepare complete and accurate loan packages.
• Proficiency in managing residential loans from application through closing, including documentation, conditions, and pipeline tracking.
• Excellent communication skills, with the ability to interact professionally with borrowers, loan officers, lenders, and third-party partners.
• Minimum of 3–5 years’ experience as a mortgage processor or in a closely related mortgage operations role.
• High attention to detail, strong organizational skills, and proven ability to manage multiple files and deadlines simultaneously.
• Comfort with mortgage LOS systems, lender portals, and standard office software (e.g., Excel, Word, email platforms).
• Ability to work collaboratively on-site in Red Bank, NJ, demonstrating reliability, accountability, and a problem-solving mindset.
• Relevant education or training in finance, business, or a related field is preferred; industry certifications are a plus.