Experienced Mortgage Loan Originator / Lender

Fmbankne; South Sioux City (NE); In loco; USD 60.000 - 80.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive salary

Health, dental, and vision insurance

Company paid life insurance

401(k) matching program

Paid time off

F&M Clothing Credit

Descrizione del lavoro

Fmbankne in South Sioux City, NE is seeking an experienced Mortgage Lender to join our team. In this role, you will assist clients throughout the home-buying process, ensuring compliance and providing top-tier customer service.

The ideal candidate brings 3-5 years of mortgage closing experience and must have an active NMLS license. Benefits include competitive salary and comprehensive health insurance.

Competenze

• 3–5 years of direct experience in mortgage closing or processing.
• Active NMLS license or ability to obtain quickly.
• Deep understanding of TRID, RESPA, and federal lending guidelines.

Mansioni

• Originate residential mortgage loans by evaluating applicant financial profiles.
• Guide borrowers from application to final loan closing.
• Review financial documentation including tax returns and credit reports.
• Collaborate with processors and underwriters for accurate loan documentation.
• Maintain knowledge of local real estate markets and compliance regulations.
• Develop relationships to generate leads.

Conoscenze

Financial acumen

Attention to detail

Communication skills

Bilingual (English and Spanish)

Strumenti

Loan Origination Systems (LOS)

Automated underwriting systems (DU/LP)

Descrizione del lavoro

Description

We are seeking an experienced Mortgage Lender to join our team in South Sioux City, NE. You will help clients navigate the home-buying process and find the best financing solutions. The ideal candidate brings a strong background in mortgage closing operations. You will manage the loan process from origination through closing while ensuring compliance and top-tier customer service.

Key Responsibilities

• Originate residential mortgage loans by evaluating applicant financial profiles.
• Guide borrowers through the process from application to final loan closing.
• Review financial documentation including tax returns, credit reports, and income statements.
• Collaborate with processors and underwriters to ensure accurate loan documentation.
• Maintain active knowledge of local real estate markets, compliance regulations, and lending products.
• Develop relationships with real estate agents, builders, and community partners to generate leads.

Requirements

• Experience: Minimum of 3–5 years of direct experience in mortgage closing or processing.
• Licensing: Active NMLS license (or ability to obtain quickly upon hire).
• Compliance Knowledge: Deep understanding of TRID, RESPA, and federal lending guidelines.
• Tech Skills: Proficiency with Loan Origination Systems (LOS) and automated underwriting systems (DU/LP).
• Skills: Strong financial acumen, sharp attention to detail, and excellent communication habits.

Preferred Qualifications

• Consumer Lending: Experience with personal loans, auto loans, or home equity lines of credit (HELOCs).
• Language: Bilingual skills (English and Spanish) are highly valued to serve our diverse local community.

Benefits

• Competitive salary
• Comprehensive health, dental, and vision insurance
• Company paid life insurance
• 401(k) matching program
• Paid time off and observed company holidays
• F&M Clothing Credit