Executive Underwriter, US Property

Hamilton Insurance Group, Ltd.; Northern (KY); Hybrid; USD 110,000 - 165,000; Full time

Benefits offered by this job

Hybrid working

Matching 401K plan

Medical, dental, vision, life, and/dis

Generous time off

Professional development support

Gym subsidy

Extra personal days

Job summary

Hamilton Insurance Group, Ltd. is seeking an Executive Underwriter for U.S. Property in a hybrid or remote role reporting to the Head of U.S. Property.

Lead development and expansion of the U.S. E&S Property portfolio, with emphasis on wholesale broker relationships and high-volume submissions across risk sizes. Travel to key trading partners is required. The role focuses on Excess & Surplus property placements, including catastrophe exposures, for middle market and commercial entities through

Qualifications

• 5+ years as an experienced underwriter in E&S Property
• Strong broker relationship experience in wholesale markets
• Proven ability to manage high-volume under. with speed and accuracy

Responsibilities

• Drive high-volume E&S Property submissions from broker engagement to binding
• Execute full underwriting workflow with risk evaluation, pricing, and terms
• Attend broker meetings and travel to key trading partners
• Mentor new team members and refine underwriting processes

Skills

Underwriting

E&S Property

Broker relationships

Risk assessment

Pricing & quoting

CAT insights

Negotiation

Decision making

Travel capability

Tools

Pricing tools

CAT modeling

Job description

Executive Underwriter, US Property

We are seeking a highly motivated insurance professional for a U.S.-based hybrid or remote role reporting to the Head of U.S. Property. This individual will play a pivotal role in the development, launch, and expansion of our U.S. E&S Property portfolio.

This is a unique opportunity to help build a modern, agile E&S Property platform from the ground up.

This role will focus on Excess & Surplus (E&S) lines placements for Property coverages, including Critical Catastrophe exposures, for middle market and commercial entities utilizing the Hamilton Select platform.

The successful candidate will be responsible for developing and managing relationships with wholesale brokers and clients in the U.S. This role will include business travel.

This position can be remote with preference for candidates located in New York, New Jersey, Chicago, IL, Atlanta, GA, or Dallas, TX.

What you will do

• Drive high-volume production by efficiently sourcing, triaging, and underwriting a large flow of E&S Property submissions across all risk sizes and complexities.
• Execute the full underwriting workflow, including:
  • Daily broker engagement to generate submission flow and expand trading relationships.
  • Rapid triage and prioritization of incoming opportunities to focus on accounts with the highest probability of binding.
  • Fast, accurate risk evaluation, applying underwriting judgment, CAT insights, and pricing tools to determine structure, attachment strategy, and terms.
  • Negotiate and issue quotes using critical thinking, market awareness, and competitive positioning.
  • Bind and authorize accounts within delegated underwriting authority.
• Maintain a strong market presence by attending broker meetings, industry events, and conducting regular travel to key trading partners.
• Ensure underwriting discipline, adhering to guidelines, appetite, and risk-selection standards while still driving production goals.
• Strengthen and deepen broker relationships, positioning yourself as a go‑to market underwriter for E&S property opportunities.
• Help develop and refine underwriting processes, tools, and workflows to support a fast-moving, high-volume business environment.
• Assist with onboarding, training, and mentoring new team members as the portfolio grows.

What you require for the role

Key Attributes

• 5+ years as an experienced underwriter with the majority of their career in E&S Property, ideally with a mix of primary, excess, shared & layered, and quota share experience.
• Demonstrated ability to produce profitable results in a fast‑paced, high‑volume underwriting environment.
• Strong technical expertise in E&S Property risk drivers, including natural catastrophe exposure, secondary modifiers, construction types, protection features, and regional market dynamics.
• Understands and is aligned with a business model focused on smaller, niche E&S risks, where speed, efficiency, and strong broker partnerships drive success.
• Established relationships within the wholesale broker community, with a proven track record of expanding and deepening trading relationships to generate consistent submission flow.
• Sound underwriting judgment, with the ability to balance objective analytics (CAT modeling, pricing tools, exposure metrics) with subjective factors (broker quality, account nuances, market intelligence).
• Ability to articulate and defend underwriting decisions, including pricing rationale, attachment strategy, and risk-selection reasoning.
• High attention to detail and strong analytical skills, with the ability to process and prioritize large volumes of submissions without sacrificing quality.
• High integrity and professionalism in all internal and external interactions.

Other Personal Attributes

• Strong multi-tasking ability, capable of managing a high volume of submissions, broker communication, and prioritization decisions simultaneously.
• Confident, timely decision-maker who can evaluate information quickly and commit to a position in fast‑moving E&S markets.
• Approachable, market‑facing presence with the ability to build trust and effectively represent the business in all broker interactions.
• Highly organized and self‑directed, able to work independently while managing daily production targets and planning ahead to meet deadlines.
• Strong negotiation skills, demonstrating the ability to engage brokers constructively while maintaining underwriting discipline.
• Dependable, consistent, and resilient, maintaining a high standard of performance in a demanding, high-volume underwriting environment.

What you can expect from us

We offer a vibrant, entrepreneurial, and collaborative culture guided by our values: Be Smart, Be Sensible, Be Open and Be More.

We know if we welcome and respect differences, we’ll attract and retain talent that brings a valuable diversity of perspectives and experience. We want all our colleagues to feel that they can bring their whole selves to work at Hamilton and know that they can be part of building a great company.

Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

• Hybrid working
• Matching 401K plan
• Medical, dental, vision, life, disability
• Generous time off (including parental leave)
• Continued support for professional development
• Gym subsidy
• My day (additional days leave for personal interests/wellness/charity work)