Senior Underwriter, Products Liability & Contractors

Hamilton; Richmond (VA); On-site; USD 90,000 - 130,000; Full time

Job summary

Hamilton Select is seeking a Senior Underwriter to join its Products Liability & Contractors team in the Richmond, VA area. The role will involve underwriting a broad range of contractors and products manufacturers, with an emphasis on sound risk decisions and profitability.

Remote work options may be considered for qualified candidates. The team values integrity, strong communication, and the ability to build relationships within a wholesale broker network while traveling as needed to promote

Qualifications

• Underwriting experience in Products Liability or Contractors.
• Technical knowledge of casualty and liability lines in insurance.
• Established relationships within the wholesale broker community.
• Strong verbal and written communication skills.
• Detail-oriented with strong analytical and problem-solving abilities.
• Customer service-oriented mindset with focus on best-in-class service.
• Bachelor's degree preferred, with commensurate experience; CPCU/industry coursework preferred.

Responsibilities

• Underwrite new and renewal submissions within guidelines and balance growth with profitability.
• Negotiate terms and conditions aligned with coverage strategies.
• Market products through various channels and occasional business travel.
• Develop partnerships with wholesale brokers and maintain relationships.
• Monitor metrics and drive efficiency and profitability.
• Assist in training and mentoring junior staff.
• Participate in special projects and corporate initiatives.

Skills

Underwriting experience

Casualty & liability knowledge

Wholesale broker relationships

Communication skills

Attention to detail / analytical

Customer service orientation

Travel readiness

Education

Bachelor's degree

CPCU or related coursework

Job description

We’re looking for a Senior Underwriter, Products Liability & Contractors

Hamilton Select is looking for an experienced underwriter to join our Products Liability & Contractors team, underwriting a wide array of general, trade and specialty contractors as well as products manufacturers, importers, and distributors.

We prefer to base the position in Richmond, VA, but we will consider a remote working location for appropriately qualified candidates.

Hamilton Select, a subsidiary of Hamilton Insurance Group, LTD, is an Excess and Surplus Lines (E&S) insurance company headquartered in Richmond, Virginia. Hamilton Select writes hard-to-place and distressed accounts in the small and middle-market space through an appointed wholesale broker network.

What you will do

• Underwrite challenging and complex new and renewal submissions within underwriting guidelines and make sound risk decisions that balance our growth and profitability targets
• Negotiate terms and conditions consistent with our coverage-focused underwriting strategies
• Market our insurance products through various communications channels and occasional business travel
• Develop mutually beneficial partnerships and nurture relationships with our appointed wholesale brokers
• Monitor key metrics and ratios with an eye on efficiency and profitability
• Assist in training and mentoring of less experienced employees
• Participate in special projects and corporate initiatives

What you require for the role

• Demonstrable underwriting experience specializing in Products Liability or Contractors
• Deep technical knowledge of casualty and other liability lines of insurance
• Existing relationships within the wholesale broker community and the demonstrated ability to build effective relationships
• Strong internal and external communication skills, both verbal and written
• Keen attention to detail, sharp analytical competence, and advanced problem-solving skills
• Acute focus on customer service to meet and exceed our best-in‑class service aspirations
• Bachelor’s degree preferred, but not required, with commensurate work experience considered
• CPCU designation or other industry coursework preferred, but not required
• Ability to travel from time to time to promote our corporate interests

Conduct Standards

• You must act with integrity
• You must act with due skill, care and diligence
• You must be open and cooperative with the FCA, the PRA and other regulators
• You must pay due regard to the interests of customers and treat them fairly
• You must observe proper standards of market conduct
• You must act to deliver good outcomes for retail customers

What you can expect from us

At Hamilton, we offer a vibrant, entrepreneurial and collaborative workplace shaped by our values: Be Smart, Be Sensible, Be Open and Be More.

Our employees consistently say they would recommend Hamilton as a great place to work — a testament to the inclusive, supportive, and empowering culture we’ve built together. We embrace individuality, value diverse perspectives, and recognise the unique contribution each person makes to our continued success.

Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

• Matching 401K plan
• Generous time off (including parental leave)
• My day (additional days leave for personal interests/wellness/charity work

Hamilton (NYSE: HG) underwrites specialty insurance and reinsurance risks on a global basis through its wholly owned subsidiaries. Its three underwriting platforms: Hamilton Global Specialty, Hamilton Select and Hamilton Re, each with dedicated and experienced leadership, provide access to diversified and profitable business around the world.

Headquartered in Bermuda, Hamilton has over 600 employees with key underwriting operations in London, Bermuda, the US and Dublin. We work collaboratively, we share a passion for the service and results we deliver, and we know that what we do each day is meaningful – to our customers and our business. We believe we are ‘In good company.’ with everyone we interact with.