Exec Director, Auto Risk: Loss Estimation & DTC Oversight

Archer; Columbus (OH); On-site; USD 180,000 - 300,000; Full time

Job summary

Archer, in collaboration with JPMorgan Chase, seeks an Executive Director to lead Auto Acquisitions Risk, overseeing Originations Loss Estimation and DTC Credit Risk Oversight across Chase Auto.

You will modernize loss estimation methodologies, including ML-based approaches, and develop governance frameworks. The role involves cross-functional collaboration with Risk, CDU, Finance, Product, Modeling and Technology teams while driving responsible growth with strong controls.

Qualifications

• Bachelor's degree required.
• 10+ years of credit risk management experience.
• Strong understanding of consumer lending P&Ls and loss drivers.
• Ability to lead and develop high-performing teams.
• Understanding of Credit Risk Models including ML and logistic regression.
• Proven track record in product collaboration and stakeholder management.
• Excellent analytical, strategic thinking, and problem-solving skills.
• Excellent communication and presentation skills with senior leaders and external partners.
• Experience with audit processes and maintaining controls.

Responsibilities

• Lead the Originations Loss Estimation and Direct-to-Consumer teams within Auto Acquisitions Risk.
• Oversee loss estimation methodologies used to support pricing and profitability decisions across all Chase Auto channels.
• Drive redevelopment of loss estimation capabilities leveraging analytics and ML models.
• Enhance credit risk criteria for Direct-to-Consumer channels including prequalification, preapproval, and refinance programs.
• Establish governance, monitoring, documentation, and control frameworks for loss estimation and Direct-to-Consumer processes.
• Work with Product, Marketing, Finance, Modeling, and Technology teams to optimize growth and risk-adjusted returns.
• Monitor portfolio performance and implement credit criteria enhancements to improve outcomes.
• Develop a high-performing team through talent management and leadership development.

Skills

Credit risk leadership

ML models

Stakeholder mgmt

Team building

P&L knowledge

Audit & controls

Communication skills

Strategic thinking

Education

Bachelor's degree

Job description

Archer, in collaboration with JPMorgan Chase, seeks an Executive Director to lead Auto Acquisitions Risk, overseeing Originations Loss Estimation and DTC Credit Risk Oversight across Chase Auto.

You will modernize loss estimation methodologies, including ML-based approaches, and develop governance frameworks. The role involves cross-functional collaboration with Risk, CDU, Finance, Product, Modeling and Technology teams while driving responsible growth with strong controls.