Escrow Analyst

Primary Residential Mortgage; Colorado City (AZ); On-site; USD 42,000 - 62,000; Full time

Job summary

Primary Residential Mortgage is seeking an escrow/audit analyst to review tax, MIP/PMI, and insurance buckets and to perform monthly audits using Mortgage Builder and Excel.

The role involves producing audit reports, engaging with vendor support for monthly tasks, and communicating findings to customers while ensuring accuracy of escrow projections and documentation.

Qualifications

• Ability to stay organized and meet deadlines.
• Strong customer service mindset with professional communication.
• Clear written and verbal communication in daily interactions.
• Proficiency with Microsoft Office products and ability to format PDFs.

Responsibilities

• Review and modify tax, MIP/PMI, and insurance buckets.
• Create custom audit reports in Mortgage Builder and Excel.
• Collaborate with software vendor support for monthly audits.
• Generate and send overage checks to customers monthly.
• Explain audit results to customers and handle inquiries calmly.
• Calculate initial escrow projections for accuracy.
• Document audit records and customer communications.

Skills

Organization skills

Customer service skills

Written and verbal communication

Tools

Microsoft Office

PDF formatting

Job description

• Reviews and modifies tax, MIP/PMI, and insurance buckets and researches escrow shortages and overages
• Creates custom audit reports in Mortgage Builder (MB) and Excel
• Engages in collaboration efforts with software vendor support personnel in generating monthly audits
• Creates overage checks, matching them with batch print outs and sending them to customers monthly
• Corresponds with customers explaining the results of the analysis and responds to inquiries regarding payment changes and escrow requirements in an understanding and professional manner
• Calculates initial escrow projections to ensure accuracy and consistency
• Serves as a resource to others in the resolution of customer inquiries regarding the analysis process, payment changes, escrow payments, and audit timelines
• Documents accurate records of audits, overage checks, escrow refunds and customer dialogue

Qualifications

• Organization skills
• Customer service skills
• Written and verbal communication skills
• Proficiency in Microsoft Office applications and PDF file formatting

Preferences

• Experience in the mortgage industry

Company Conformance Statement

In the performance of assigned tasks and duties all employees are expected to conform to the following:

• Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
• Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
• Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
• Ensure every action and decision is aligned with PRMI values.
• Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
• Realize team synergies through networking and partnerships across PRMI.
• Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
• Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Work effectively as a team contributor on all assignments.
• Perform quality work within deadlines.
• Respect client and employee privacy.

Work Requirements

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.