Environmental Credit Analyst: Risk & Underwriting

Fifth Third Bank, N.A.; Detroit (MI); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Comprehensive benefits

Incentive compensation plan

Career growth opportunities

Job summary

The Credit Analyst at Fifth Third Bank, Detroit, is responsible for underwriting and monitoring credit while performing analytical activities and drafting credit approval documents. You will review financial statements and assess risks to support portfolio reviews and ensure prudent lending.

This role requires a Bachelor's degree in Business and 2+ years in commercial banking, with strong financial analysis skills and proficiency in MS Office and internal banking systems.

Qualifications

• Bachelor's degree in Business (e.g. Finance or Accounting) required.
• 2+ years of Commercial Banking experience required.
• Strong financial and risk analysis with ability to develop financial models.
• Knowledge of banking products and services and corporate structures.

Responsibilities

• Proactively monitor Credit Excellence and request financial statements for renewals and reviews.
• Prepare succinct credit approval memos with risks, projections, and terms.
• Perform portfolio monitoring, covenant tracking, and risk rating reviews.
• Verify covenants and update ticklers as needed.
• Monitor past due covenants and recommend actions.
• Run projection models with provided assumptions.
• Prepare Portfolio Review materials for leadership and managers.

Skills

Financial analysis

Risk analysis

Communication skills

Problem solving

Multi-tasking

Education

Bachelor's degree in Business or Finance

Tools

Microsoft Office

Internal banking applications

Job description

The Credit Analyst at Fifth Third Bank, Detroit, is responsible for underwriting and monitoring credit while performing analytical activities and drafting credit approval documents. You will review financial statements and assess risks to support portfolio reviews and ensure prudent lending.

This role requires a Bachelor's degree in Business and 2+ years in commercial banking, with strong financial analysis skills and proficiency in MS Office and internal banking systems.