Entry-Level Portfolio Analyst: Credit & Underwriting

Huntington Bancshares, Inc.; Houston (TX); Hybrid; USD 60,000 - 75,000; Full time

Job summary

The Analyst position with Huntington Bancshares, Inc. in Houston, TX, supports the CSG Credit Products team with entry-level development in credit and market analysis, including cash flow modeling and portfolio monitoring.

This role collaborates with Relationship Management, Credit Administration, Capital Markets, and other partners to produce concise credit analyses for clients and prospects, and serves as a path to Portfolio Management or related Commercial roles within the Bank.

Qualifications

• Bachelor's Degree required (Finance, Accounting, or related field).
• Experience in an underwriting or commercial banking environment.
• High level of attention to detail.
• Proficiency in Microsoft Office suite, particularly Excel.

Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities
• Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• Performs other duties as assigned.

Skills

Attention to detail

Education

Bachelor's Degree in Finance, Accounting, or related field

Tools

Microsoft Excel

Job description

The Analyst position with Huntington Bancshares, Inc. in Houston, TX, supports the CSG Credit Products team with entry-level development in credit and market analysis, including cash flow modeling and portfolio monitoring.

This role collaborates with Relationship Management, Credit Administration, Capital Markets, and other partners to produce concise credit analyses for clients and prospects, and serves as a path to Portfolio Management or related Commercial roles within the Bank.