Credit Analyst - Portfolio Manager

Huntington Bancshares, Inc.; Pittsburgh (Allegheny County); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Flexible work arrangement

Remote-friendly policy

Job summary

Huntington Bancshares, Inc. in Pittsburgh is seeking an entry-level Credit Analyst to support the Corporate Specialty and Government Credit Products team.

You will assist with portfolio management, underwriting, and credit analyses for clients and prospects, developing skills in cash flow modeling and industry research. The role collaborates with Relationship Management, Credit Administration, Capital Markets, and other partners, serving as a foundational development path toward careers in

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• FINRA Series 79, 63 or equivalent required, or must be obtained within 4 months of hire.
• Experience in underwriting or a commercial banking environment.

Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring activities.
• Underwrite complex commercial loans per Huntington credit policies including financial statement analysis and collateral evaluation.
• Conduct industry and market research and distill key themes for presentation.
• Perform other duties as assigned.

Skills

Credit analysis

Financial modeling

Industry research

Financial statement analysis

Education

Bachelor's Degree in Finance or Accounting

Job description

Summary

The analyst supports the Corporate Specialty and Government Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis. The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.

Description

The analyst supports the Corporate Specialty and Government Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis. The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.

Duties & Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities
• Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's Degree required (Finance, Accounting, or related field)
• FINRA Series 79, 63 or other necessary combination required, or must be obtained within 4 months of hire
• Experience in an underwriting or commercial banking environment.

Exempt Status

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.