Entry Level Benefits Representative

AIL; Phoenix (AZ); Remote; USD 20,000 - 50,000; Full time

Benefits offered by this job

Weekly pay

Remote work

Training & mentorship

Job summary

Globe Life American Income Division / AO is hiring an Entry Level Benefits Representative to work remotely from home. You will connect with leads, conduct virtual appointments, and guide clients through understanding and enrolling in benefit options.

No prior insurance experience is required; training and licensing support are provided. The position is 100% remote and independent contractor, with compensation based on commissions and potential bonuses.

Qualifications

• Strong communication skills and customer service mindset are essential.
• Willingness to learn and adapt to a remote sales environment.
• Ability to schedule and conduct virtual client appointments.

Responsibilities

• Connect with company-provided leads.
• Schedule and conduct virtual client appointments.
• Learn each client's benefit needs and explain coverage clearly.
• Answer client questions and assist with enrollment.
• Complete applications electronically and maintain accurate client data.
• Participate in training and coaching sessions.

Skills

Strong communication

Customer service

Time management

Self-motivated

Independent worker

Zoom proficiency

Job description

Entry Level Benefits Representative

100% Remote | Work From Home | U.S. Applicants Only

Build a Career with Purpose, Flexibility & Unlimited Growth

Company: Globe Life American Income Division / AO
Work Arrangement: 100% Remote
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay
Experience: Entry Level | No Insurance Experience Required

Job Description

Looking for an opportunity to start a professional career without previous insurance experience? We are seeking motivated individuals to join our virtual organization as Entry Level Benefits Representatives.

This role gives you the opportunity to work from home while helping individuals and families understand insurance and supplemental benefit options available to them.

Representatives combine customer service, benefits education, relationship management, and consultative sales. You will meet clients through Zoom rather than traveling to offices or homes.

Day-to-Day Responsibilities

• Connecting with company-provided leads
• Scheduling and conducting virtual client appointments
• Learning about each client's benefit needs
• Explaining available coverage in understandable terms
• Answering client questions
• Assisting qualified clients with enrollment
• Completing applications electronically
• Following up with clients
• Maintaining accurate client information
• Participating in training and coaching sessions

What We Are Looking For

We are more interested in attitude, communication ability, and willingness to learn than previous insurance experience.

Required

• 18 years of age or older
• U.S. resident
• Computer or laptop
• Reliable internet connection
• Strong communication skills
• Comfortable using Zoom and online systems
• Ability to work independently
• Willingness to obtain a Life and Health insurance license

Preferred

• Customer service experience
• Retail, hospitality, sales, or service background
• Experience communicating with customers
• Goal-oriented personality
• Strong time-management skills

No college degree is required.

Training

We provide ongoing training and mentorship to help new representatives learn the products, systems, client presentation process, and enrollment procedures.

Candidates who are not currently licensed will receive guidance regarding the licensing process. Licensing expenses are the candidate's responsibility and are not deducted from future compensation.

Compensation and Schedule

This is a 1099 independent contractor position paid entirely through commissions. It does not provide an hourly wage or guaranteed salary.

Eligible completed business is paid weekly. Representatives may also qualify for bonuses, residual income, recognition programs, and other performance incentives.

Scheduling is flexible, but representatives should be available when clients are available for virtual appointments.

Career Development

The organization provides opportunities to develop into training, leadership, and management responsibilities based on performance and qualification.

If you want to develop professional skills while helping families understand important benefit decisions, we encourage you to apply.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.