Fully Remote Entry Level

AIL; Chula Vista (CA); Remote; USD 40,000 - 80,000; Full time

Benefits offered by this job

Fully remote work

Warm leads provided by company

Weekly compensation

Unlimited earning potential

Medical premium reimbursement

Online training

Daily coaching and mentorship

Performance-based incentives

No overhead expenses

Stable 70-year organization

Job summary

American Income Life / Globe Life is seeking a Remote Benefits Account Representative to educate and assist clients evaluating life, accident, and supplemental health insurance options. You’ll connect with prospects, conduct virtual needs-based appointments, and help families understand coverage choices.

This 100% remote, independent contractor role offers commission-based compensation, ongoing training, warm leads, and professional development within a 70-year-old organization.

Qualifications

• Requires ability to obtain Life & Health Insurance license as required by state.
• Training, mentorship and licensing guidance provided.
• 100% remote independent contractor opportunity.

Responsibilities

• Engage clients through company-provided warm leads
• Schedule and lead virtual appointments
• Conduct customer-focused needs reviews
• Explain available insurance products and services
• Help clients make informed coverage decisions
• Build and maintain relationships through responsive communication
• Follow up with clients as needed
• Participate in training, mentoring, and team meetings

Skills

Excellent written, verbal, listening

People-first approach

Strong organization

Tech-savvy

Proactive & dependable

Independent & team player

Job description

Position Overview

AO Globe Life is seeking a Remote Benefits Account Representative to provide education and support to clients reviewing insurance options. You will connect with prospective clients, conduct virtual needs‑based appointments, and help individuals and families better understand life, accident, and supplemental health insurance.

This opportunity offers remote flexibility, ongoing professional development, warm leads, and income potential based on performance.

Responsibilities

• Engage clients through company‑provided warm leads

• Schedule and lead virtual appointments

• Conduct customer‑focused needs reviews

• Explain available insurance products and services

• Help clients make informed coverage decisions

• Build and maintain relationships through responsive communication

• Follow up with clients as needed

• Participate in training, mentoring, and team meetings

What We Offer

• Fully remote work opportunity

• Warm leads provided by the company

• Weekly compensation

• Unlimited earning potential

• Medical insurance premium reimbursement

• Online training and professional development

• Daily coaching and mentorship

• Performance‑based incentive programs

• No overhead expenses

• Union representation through OPEIU Local 277

• A stable career opportunity with a 70‑year organization

Qualifications

• Excellent written, verbal, and listening skills

• A people‑first and client‑centered approach

• Strong organization and attention to detail

• Comfortable working with technology and virtual tools

• Proactive, dependable, and solution‑focused

• Ability to work independently and as part of a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission‑based and performance‑driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high‑speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre‑licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self‑motivated, coachable, comfortable working independently, and interested in a performance‑based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.