Engineering Manager - Identity, Compliance & Risk (NYC / MIA)

Clutch Canada; Miami (FL); Hybrid; USD 250,000 - 280,000; Full time

Benefits offered by this job

Stock options

Unlimited PTO

Parental Leave

Flexible work schedule

Company laptop

Job summary

Crossmint is hiring a Senior Engineering Manager to own identity, compliance and risk as a single engineering horizontal. You will lead a player-coach team, owning the roadmap while remaining hands-on to review domain models and architectures.

Reporting to the CTO, you will collaborate with Product, Compliance, Legal, Security, and Risk Operations to translate regulatory obligations into scalable product requirements. MICA/SOC 2 experience a plus.

Qualifications

• 8+ years building production systems, with 2+ years managing engineers.
• Track record shipping in regulated environments (payments, banking, crypto).
• Hands-on depth in identity/auth, KYC/KYB onboarding, fraud/risk decisioning, or AML.
• Strong programming skills in at least one modern language; TypeScript preferred.
• Experience designing data and domain models across clients and regimes.
• Judgment to distinguish regulatory constraints from internal habits.
• Familiarity with AI and agentic tooling in engineering.
• Bachelor's degree in Computer Science or equivalent.

Responsibilities

• Own the engineering horizontal for identity, compliance and risk and align roadmaps.
• Define shared services: identity/account models, onboarding, auth, screening, risk decisioning.
• Set domain models across clients, projects, jurisdictions and regulation.
• Decide what to build vs buy vs retire with evidence.
• Manage, grow, and develop a team of engineers; conduct reviews and mentoring.
• Forecast hiring needs and raise the technical bar with hires.
• Set design, testing, on-call, and incident response standards.
• Participate in on-call rotation and capacity planning.
• Review architecture and code; stay current on identity standards and AI workflows.
• Partner with Compliance/Legal to turn obligations into product requirements.
• Represent Crossmint to enterprise clients and their compliance teams.

Skills

8+ years exp

Regulated payments

Identity & auth

TypeScript

Domain models

Regulatory judgment

AI tools

CS degree

Education

Bachelor's in Computer Science or equivalent

Tools

KYC/KYB tooling

AI tools

Job description

About Crossmint

Global financial rails are undergoing a once-in-a-generation transformation. Instant settlement. Programmable. Agent-first. Crossmint is the infrastructure helping companies build for that future.
We are the leading all-in-one stablecoin and wallet infrastructure platform, enabling fintechs, enterprises, and agentic platforms to integrate stablecoin rails with speed, compliance, and scale. Crossmint provides everything enterprises need to ship smart financial rails, including smart wallets, cross-chain stablecoin orchestration, on/offramps, token checkout, and more, all through a single developer-friendly API.
Trusted by more than 40,000 clients including global leaders like MoneyGram, Western Union, and Paga to nation states like the Marshall Islands, Crossmint powers stablecoin flows that move billions from cross-border remittances, global payroll, to the world's first digital UBI program.
MiCA-authorized, PSD2-licensed, and SOC2 Type II certified, Crossmint serves 150+ countries globally across 50+ blockchains. Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction.
We're building the infrastructure for the era of programmable finance. Join us!

Location

NYC or Miami. Hybrid office setting.

Type of employment

Full-time

Seniority

8+ years building production systems, with 2+ years managing engineers.

Compensation

Base salary range: $250,000 - $280,000

Note: This range reflects base salary only. Final level, team assignment, and compensation are determined during the interview process based on experience and fit.

• Stock options are part of every full-time offer, granted on top of the base salary range above. We want everyone here to be a genuine stakeholder in what we're building.
• We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.

About The Role

We are hiring a senior Engineering Manager to own identity, compliance and risk as a single engineering horizontal.

Every Crossmint product depends on the same set of questions. Who is this user or business, and what have we proven about them? What is this client allowed to do, in this market, under this licence? Is this transaction one we should accept? Today those answers are built into each product. This role brings them together into shared services that every team builds on.

This is a player-coach role. You will lead a team and own the roadmap, and you will stay close enough to the systems to review a domain model, challenge an architecture decision, and read the code. No delegation without comprehension.

The work is regulated. Crossmint operates under MiCA, DORA, and SOC 2, and our licences depend on the systems your team owns. Compliance here is a design constraint on the product, not a policy document. We are looking for someone who treats it that way.

You will report to the CTO and work closely with Product, Compliance, Legal, Security and Risk Operations.

Responsibilities

Own the horizontal (from an engineering standpoint)

• Own the engineering roadmap for identity, compliance and risk, and align it with the product and compliance roadmaps.
• Define the shared services other teams build on: identity and account models, verification and onboarding, authentication and authorization, screening and monitoring, and risk decisioning.
• Set the domain models that hold across clients, projects, jurisdictions, and regulatory regimes. This is the central technical problem of the role.
• Decide what we build, what we buy, and what we retire, and defend those decisions with evidence.

Lead the team

• Manage, grow, and develop a team of engineers. Run performance reviews, career development, and mentorship.
• Forecast hiring needs, write the roles, and run the hiring process. Raise the technical bar with every hire.
• Set the standards your team works to: design review, testing, on-call, and incident response.
• Participate in the on-call rotation.
• Plan for the team's capacity honestly, including PTO and handoffs.

Stay technical

• Review architecture and design documents before they ship, and write your own when the problem warrants it.
• Lead threat modelling and failure-mode analysis for the systems your team owns.
• Step in hands-on during incidents and high-stakes reviews.
• Keep current on identity standards, fraud and AML tooling, and the AI-native workflows we use across engineering.

Work across functions

• Partner with Compliance and Legal to turn regulatory obligations into product requirements, and to tell them early when a requirement is not buildable as written.
• Support audit and supervisory review with evidence the systems produce automatically, rather than evidence assembled by hand before each audit.
• Work with the Head of Security on the boundary between security controls and risk controls.
• Represent Crossmint to enterprise clients and their compliance teams when the deal needs it.

About You

Must-haves

• 8+ years building production systems, with 2+ years managing engineers.
• A track record shipping in a regulated environment: payments, banking, lending, crypto, or similar, where a failure has licensing consequences.
• Hands‑on depth in at least one of: identity and authentication, KYC/KYB and onboarding, fraud and risk decisioning, or AML screening and transaction monitoring.
• Strong programming skills in at least one modern language. TypeScript is ideal.
• Experience designing data and domain models that survive multiple clients, markets, and regulatory regimes.
• The judgment to tell a real regulatory constraint apart from an internal habit, and to say which is which in a room.
• Deep familiarity with current AI and agentic tools, and a view on how they change engineering work.
• Bachelor's degree in Computer Science or equivalent professional experience.

Strong plus if you have

• Direct experience with MiCA, DORA, SOC 2, PSD2/SCA, BSA/OFAC, or equivalent frameworks.
• Experience with stablecoins, wallet infrastructure, or blockchain payment rails.
• Experience with card rails: issuing, processing, tokenization, or scheme fraud programs.
• Experience building a compliance or risk function's engineering side from an early stage.
• Prior work at a crypto-native, fintech, or payments engineering team.

How to succeed in this role

A successful Engineering Manager for this horizontal will:

• Move from a regulatory gap analysis in the morning to a domain model review in the afternoon without losing altitude on either.
• Build services other teams choose to adopt, rather than controls other teams route around.
• Give Compliance and Legal a straight answer on what is possible, and give Engineering a straight answer on what is required.
• Make the team's work legible: clear designs, clear decisions, clear status.
• Hire well, and develop the people already here.

This role is not a fit for someone who:

• Treats compliance as paperwork that happens after the product is built.
• Manages from a distance and loses technical depth.
• Needs a large team before they are effective. This role starts lean and grows.

Benefits

• Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
• Unlimited, flexible PTO.
• Parental Leave program.
• Flexible work schedule.
• Company laptop and allowance for any necessary home equipment.
• Daily stipend for commuting to the office and/or meals.
• Three company‑paid off‑sites per year.
• Health, dental, vision, life, short‑term disability (STD), and long‑term disability (LTD) insurances.
• 401(k) Plan.

Our Principles

• Results and delivery: Ship high quality work fast.
• Build for the long term: Build scalable, secure, and reliable solutions. Use AI.
• Extreme Ownership: Be an effective Directly Responsible Individual (DRI). Be proactive.
• Be a team player: Be an effective and kind colleague providing credible challenge. Be present and reliable.

Talent research indicates that women are often less inclined than men to apply for a role unless they have experience in 100% of the listed skills. However, this list is only a guide. We welcome your application even if you feel you meet around 75% of the requirements. At Crossmint, we believe skills can be learned, and diversity makes us stronger.

We work to foster a respectful environment where each person can be their authentic self, free from harassment, racism, and any form of discrimination. We proudly uphold our commitment to diversity and inclusion as an equal opportunity employer, and this policy applies to all employment practices within our organization.

Please note that Crossmint never conducts AI-based interviews, and all of our processes include an initial video call with a team member. Crossmint will not request your personal identification documents or any payment at any point during your interview process. Please stay vigilant about potential fraud. If you receive an email that claims to be from Crossmint but ends with any domain other than @ crossmint.com, @ crossmint.io or @ paella.dev, it is not from us. We own these three domains listed before, and they are the only legitimate ones.

Please let our Talent Team know if you need any assistance completing any forms, or participating in the process.

Who will be in contact with you

Our People Ops team will be joining you throughout the entirety of the interview and onboarding processes. Feel free to reach out if you need anything!

• Adolfo Fernández - Head of People Ops
• Gloria Alogo - People Ops, Onboarding & Benefits

Please note that these are the only members of our People Ops team. Please remain vigilant and watch out for impersonators.