Employee Benefits, Underwriting Analyst

Hartford; Hartford (CT); Ibrido; USD 48.000 - 72.000; Tempo pieno

Vantaggi offerti da questo lavoro

Bonus opportunities

Recognition program

Descrizione del lavoro

The Hartford is seeking an Underwriting Analyst to support Underwriters for Regional and National Accounts with pre-sales, renewals, plan changes, and reporting. This hybrid role involves working in the Hartford, CT office and other locations as needed.

Responsibilities include reviewing RFPs and census data, developing manual rates, maintaining rating accuracy, and coordinating renewal discussions to resolve discrepancies and finalize pricing.

Competenze

• 3+ years’ work experience; Employee Benefits a plus.
• MS Office proficiency including Excel formulas, VLOOKUP, and PivotTables.
• Strong verbal and written communication skills.
• Ability to multi-task in a fast-paced environment with organizational skills.
• Commitment to continuous learning and initiative to expand skills.

Mansioni

• Review RFP submissions and census for completeness; request missing info.
• Interpret plan designs to create manual rates and highlight discrepancies.
• Maintain 97% target and 93% accuracy for ratings by due date.
• Locate census, verify completeness, and compare renewal census with current premium.
• Populate Renewal Notes Template and summarize renewal information.

Conoscenze

Strong verbal and written comms

Multi-tasking in fast-paced env

Time management

Curiosity and initiative to expand技能

Strumenti

Microsoft Excel formulas

VLOOKUPs

Pivot tables

PowerPoint

Descrizione del lavoro

UW Analyst - UO09CN

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. The Underwriting Analyst (UA) supports Underwriters for both Regional Accounts (1,000-4,999 lives) and National Accounts (5,000+ lives) business. The functions the UA supports are: pre-sales, renewals, plan changes, and customer experience reporting.

Key responsibilities include:

Pre-sale:

• Reviews RFP submissions and census for completeness and accuracy. Requests missing information from the Underwriter.
• Interprets group life, long-term disability, short-term disability, accidental death & dismemberment, accident & critical illness contracts/booklets to create ratings based on the in‑force plan design, to develop manual rates. Highlights any discrepancies while utilizing independent thinking skills to propose alternate plan designs as necessary to closely match plan designs.

Renewals/Plan Changes/Reporting:

• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions and review proposed plan designs.
• Consistently maintains 97% target and minimum 93% accuracy for delivering ratings by assigned due date.

Renewal:

• Locates current census and checks for completeness and applies data integrity elements; escalating when viable census is not received.
• Compares renewal census with current premium and experience reporting to identify any discrepancies and notes any concerns.
• Reviews current plan, researches and applies any plan changes from prior renewal.
• Reviews experience information and inputs required data into pricing tools to develop formula rate.
• Identifies and troubleshoots discrepancies as needed.
• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions, summarizes the renewal information, highlights areas of concern, and makes recommendation to Underwriter.
• Populates Renewal Notes Template

QUALIFICATIONS:

• 3+ years’ work experience, experience in Employee Benefits a plus
• Solid MS Office Knowledge including Microsoft Excel formulas, sorting, v‑look‑ups, pivot tables; PowerPointknowledge preferred
• Strong verbal and written communication skills
• Demonstration of solid time, organizational, and desk management skills with ability to multi‑task in a fast‑paced environment.
• Strong commitment to continuous learning, with curiosity and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new tools.

WORK ARRANGEMENT:

This role will have a Hybrid work schedule, with the expectation of working in an office (Hartford, CT; Alpharetta, GA; or Lake Mary, FL) 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short‑term or annual bonuses, long‑term incentives, and on‑the‑spot recognition. The annualized base pay range for this role is: $48,071 - $72,107

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

Every day, a day to do right. Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever‑changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.